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1015 Anderson Avenue, #5A, Bronx, NY, 10452 | $169,000
Come see this spacious 2-Br HDFC apartment on the 5th floor Walk-Up (No Elevator) of a well maintained walk-up building just minutes from Yankee Stadium! Sunny Living Room, Generous closets and functional layout. Steps to the #4, B and D Subway Lines/161 St. Stattion and Bx35 and B6 Buses, shops, and many choices of great local restaurants. Ideal location for commuters and entertainment lovers alike. This property represents a wonderful opportunity to move in and truly make this space you own with limited financing available. ** Renting is allowed after 2 yrs owner-occupied. IMPORTANT: This is an HDFC co-op and is subject to income restrictions and board approval. Ideal for buyers who meet eligibility requirements and are looking for long-term affordability. Total Debt-to-lncome Ratio - Prospective purchasers must demonstrate a maximum total debt-to-income (DTl) ratio of forty-three percent (43%). Housing Cost Ratio - Prospective purchasers must demonstrate that their total housing costs do not exceed thirty-eight percent (38%) of their gross monthly income. Housing costs shall include, but not be limited to, mortgage payments, maintenance charges, and any other recurring housing-related expenses. Minimum Credit Score - must have a minimum credit score of 640. PLEASE PROVIDE 24 HOUR NOTICE AND NO SHOWINGS AFTER 5PM MON-FRI. THANK YOU
Features
- Parking: Off Street, Open
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Levels: 5
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Complex: No
- Year Built: 1922
- Common Charge: $903 Monthly
- Approx Sq. Feet: 800
- Elem. School: Ps 73 Bronx
- Middle School: Highbridge Green School (The)
- High School: Bronx School For Law, Gov, Justice
- School District: Bronx 9
- Pet Policy: Yes
- Appliances: Oven, Range, Refrigerator
- MLS#: 967582
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/967582/1015andersonavenue_bronx_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
1015 Anderson Avenue, #5A, Bronx, NY, 10452
$169,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $135,200 | $135,200 | $135,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $832 | $866 | $1,132 |
| Total Monthly Payment | $907 | $941 | $1,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535