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***Highest & Best: Tues 5/19 10AM*** Move right in and start living! This renovated Newfield-Pepper Ridge ranch combines modern finishes, smart functionality, and a location that makes everyday life easy. Walk to coffee, Beldotti's pastry, groceries, pizza, and more, while still enjoying the mature trees and neighborhood feel that make this area so desirable. Inside, the open-concept layout feels bright and connected with oversized windows and natural light throughout. The kitchen was thoughtfully designed with quartz counters, oversized island seating, stainless appliances, pot filler, and a custom shiplap hood that gives the space personality without trying too hard. Built-ins and mudroom storage make the home as practical as it is stylish. The main level offers 2 bedrooms and a renovated full bath. Downstairs adds valuable bonus space with a large rec/playroom, office, bedroom, renovated full bath/laundry room, and excellent storage. The backyard is what truly separates this home from others in the area: a large multi-functional flagstone patio with space for outdoor dining, lounge seating, firepit nights, and BBQ area, all surrounded by beautiful stone retaining walls, mature privacy trees, and planter boxes that give the space warmth and character. Just a few steps up is a rare private level yard perfect for entertaining, relaxing, pets, lawn games, gardening, or simply enjoying the outdoors, plus a large storage shed tucked quietly in the back. Additional features include mini split heat pumps, updated windows, Cat6 wiring throughout, tankless hot water heater, french drain with sump pump, and more. Fully updated, functional, and truly move-in ready. NOTE: 3rd bedroom is on lower level.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Lower | |
| Dining Room | Upper | |
| Family Room | Lower | |
| Kitchen | Upper | |
| Living Room | Upper | |
| Office | Wall/Wall Carpet | Lower |
| Primary Bedroom | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $700 | $700 | $700 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,916 | $4,072 | $5,324 |
| Total Monthly Payment | $4,708 | $4,864 | $6,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.