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Limited Time Offer: Seller offering a $5, 000 credit with any reasonable offer by May 31!
Searching for a 3 bedroom home on Lady's Island with a true community feel, an amazing layout and peaceful marsh views across the street without the million-dollar price tag? 205 Black Skimmer Drive in Somerset Point may be the one.
This meticulously maintained single-story home is perfectly positioned deep within Somerset Point overlooking the serene local marshes and features numerous thoughtful upgrades throughout. Offering 3 bedrooms, 2 bathrooms, a two-car garage, fully fenced backyard, space to park a boat and a screened porch, this home was designed for comfortable Lowcountry living. Inside, you'll find hand-scraped hard wood floors, arched walkways, tray ceilings, granite countertops, stainless steel appliances, and a highly desirable one-level floor plan with the primary suite privately separated from the guest bedrooms.
Beyond the home itself, the location is hard to beat. Situated on Lady's Island, you're just minutes from shopping, dining, and Historic Downtown Beaufort. For buyers focused on schools, this home is zoned for Coosa Elementary School, Lady's Island Middle School, and Beaufort High School, with Beaufort Academy also conveniently located nearby on Lady's Island.
If you've been searching for move-in-ready, marsh views, privacy, and a welcoming neighborhood feel --205 Black Skimmer Drive on Lady's Island in Beaufort, SC deserves a closer look. Schedule your tour today!
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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$514,999
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $411,999 | $411,999 | $411,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $149 | $149 | $149 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,537 | $2,601 | $3,421 |
| Total Monthly Payment | $2,778 | $2,842 | $3,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.