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Welcome to 532 Fern Tree Drive, an impeccably upgraded 4-bedroom, 4-bathroom ranch-style home with a spacious 3-car garage, located in the highly sought-after West Lake at Cane Bay, where elevated design meets everyday functionality. From the moment you arrive, beautiful palm trees and Lowcountry landscaping create a warm and elegant first impression. Step inside to a bright, inviting foyer that sets the tone for the home's thoughtful layout. Just off the entry, you'll find a spacious formal dining room that can easily serve as a flex space or private home office. As you continue through the home, the space opens seamlessly into a stunning, light-filled living area designed for both comfortable everyday living and effortless entertaining. At the heart of the home is an upgraded chef's kitchen showcasing crisp white cabinetry, granite countertops, a double wall oven, hood range, timeless subway tile backsplash, stainless steel appliances, and ample counter and cabinet space. The adjacent eat-in dining area offers additional room for casual dining and hosting. The main living area is filled with natural light and features a cozy fireplace, creating the perfect place to unwind at the end of the day. From here, the living room extends seamlessly to your private outdoor retreat. Step outside to a beautifully designed screened porch overlooking the backyard, which backs up to HOA green space--ideal for relaxing evenings, entertaining guests, and enjoying true Lowcountry living. The first floor features three bedrooms, including two guest bedrooms near the entry with two full bathrooms, while the private primary suite is tucked away on the opposite side of the home. The primary suite is a true sanctuary, offering a spa-inspired en suite bathroom with a double vanity, upgraded mirrors, a tiled shower, separate soaking tub, and a walk-in closet, creating a luxurious retreat to unwind. Up the wood-tread staircase, you're welcomed by a spacious loft offering an additional gathering space perfect for movie nights, a playroom, or a secondary lounge. Tucked within the loft area is a private bedroom and full bathroom, creating the perfect setup for guests, multigenerational living, or a secluded retreat. Located within the vibrant West Lake community, residents enjoy exceptional amenities including scenic walking trails, resort-style pools, playgrounds, access to Cane Bay's 350-acre lake system, and miles of wooded paths. Conveniently situated near the Cane Bay Family YMCA, Publix, dining, shopping, and Cane Bay schools, this home offers luxury, comfort, and convenience in one of the area's most desirable communities.
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Our Executive Mortgage Banker:
$564,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $451,992 | $451,992 | $451,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,783 | $2,854 | $3,753 |
| Total Monthly Payment | $2,875 | $2,946 | $3,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.