118 9TH STREET N, Bradenton Beach, FL, 34217 | $2,130,000

Welcome to island living at its finest on beautiful Anna Maria Island! So much remodeled in this 3-bedroom, 2-bath waterfront retreat offering stunning full bay views, a private composite dock with water supply, seawall, and a sparkling saltwater pool with a heater and a cooling system designed for relaxing and entertaining. Tucked away at the end of a paved dead-end street, this property offers privacy, tropical landscaping, mature trees, and the ultimate coastal lifestyle.

Inside, the open-concept floor plan features luxury vinyl plank flooring, a dry bar, eating space in the kitchen, updated blinds, and beautifully renovated finishes throughout. The home underwent extensive renovations in 2025 and 2026, with a 2023 shingle roof already in place for peace of mind. Built with concrete exterior construction and stucco on a slab foundation, this property blends durability with modern coastal charm.

Best of all, this home is truly turnkey and fully furnished — everything conveys from the furniture, TVs, beds, appliances, washer and dryer, silverware, décor, and coffee makers! Just bring your suitcase and start enjoying island life immediately.

Step outside to your private backyard oasis complete with vinyl fencing around the pool area, irrigation system, outdoor grill, small storage shed, and multiple spaces to enjoy the waterfront scenery and coastal breezes.

Located with no HOA and no deed restrictions, this property also offers exceptional investment potential with weekly rentals permitted, making it an ideal vacation home, second home, or income-producing property. Public water, public sewer, and central heat and air complete the package.

Rarely does a move-in-ready waterfront property with this level of remodeling, furnishings, and rental flexibility become available on Anna Maria Island. Schedule your private showing today and experience the best of Florida Gulf Coast living!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1952
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,365
  • Acreage: 0.1
  • Est. Taxes: $15,206
  • Lot Desc: Corner Lot, Landscaped, Level
  • View: Water
  • Water Front: Yes
  • Pool: Chlorine Free, Fiber Optic Lighting, Gunite, Heated, In Ground, Salt Water
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: A4692977
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /eprop/A4692977/1189thstreetn_bradentonbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 5:38:58 AM)
Listing courtesy of Herron Real Estate LLC   Phone: 904-729-4313

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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118 9TH STREET N, Bradenton Beach, FL, 34217

$2,130,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,704,000 $1,704,000 $1,704,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,267 $1,267 $1,267
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,216 $10,492 $14,379
Total Monthly Payment $11,608 $11,884 $15,771

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.