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Welcome to island living at its finest on beautiful Anna Maria Island! So much remodeled in this 3-bedroom, 2-bath waterfront retreat offering stunning full bay views, a private composite dock with water supply, seawall, and a sparkling saltwater pool with a heater and a cooling system designed for relaxing and entertaining. Tucked away at the end of a paved dead-end street, this property offers privacy, tropical landscaping, mature trees, and the ultimate coastal lifestyle.
Inside, the open-concept floor plan features luxury vinyl plank flooring, a dry bar, eating space in the kitchen, updated blinds, and beautifully renovated finishes throughout. The home underwent extensive renovations in 2025 and 2026, with a 2023 shingle roof already in place for peace of mind. Built with concrete exterior construction and stucco on a slab foundation, this property blends durability with modern coastal charm.
Best of all, this home is truly turnkey and fully furnished — everything conveys from the furniture, TVs, beds, appliances, washer and dryer, silverware, décor, and coffee makers! Just bring your suitcase and start enjoying island life immediately.
Step outside to your private backyard oasis complete with vinyl fencing around the pool area, irrigation system, outdoor grill, small storage shed, and multiple spaces to enjoy the waterfront scenery and coastal breezes.
Located with no HOA and no deed restrictions, this property also offers exceptional investment potential with weekly rentals permitted, making it an ideal vacation home, second home, or income-producing property. Public water, public sewer, and central heat and air complete the package.
Rarely does a move-in-ready waterfront property with this level of remodeling, furnishings, and rental flexibility become available on Anna Maria Island. Schedule your private showing today and experience the best of Florida Gulf Coast living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,704,000 | $1,704,000 | $1,704,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,267 | $1,267 | $1,267 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,216 | $10,492 | $14,379 |
| Total Monthly Payment | $11,608 | $11,884 | $15,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.