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Welcome to the highly sought-after gated community of Winston Trails in the desirable Barton Creek Village subdivision! This bright and beautifully maintained Nairobi model offers 3 bedrooms, 2. 5 bathrooms, a spacious loft, and your own private tropical pool retreat on a cul-de-sac lot. Step inside to soaring ceilings, abundant natural light, and elegant plantation shutters throughout. The updated kitchen features white shaker cabinetry, granite countertops, white appliances including a double oven and a newer dishwasher. The downstairs living areas showcase beautiful new tile flooring and custom millwork details. Upstairs, you'll find all three generously sized bedrooms plus a large loft that can easily be converted into a fourth bedroom. Every bedroom includes custom built-out closets, while the bathrooms have been tastefully updated. Outside, enjoy your private fenced backyard oasis complete with lush tropical landscaping and a large saltwater pool. Additional highlights include accordion hurricane shutters throughout and a 2025 AC unit. Residents of Winston Trails enjoy a true country club lifestyle without mandatory membership fees, including 24-hour manned guard gate, a large community pool and baby pool, tennis and pickleball courts and two playgrounds. The Winston Trails Golf Club is located inside of the community, and offers an 18 hole public golf course and driving range, The Trails at Winston restaurant and the Science of Fitness that offers gym memberships and discounted classes. Conveniently located near shopping, dining, hospitals, and zoned for top-rated schools including Manatee Elementary School, Christa McAuliffe Middle School, and Park Vista Community High School. HOA includes high-speed Comcast cable and internet. A one-time capital contribution equal to four quarters of HOA fees is due at closing. Check out the virtual tour! INFORMATION HEREIN NOT GUARANTEED AND SUBJECT TO ERRORS & OMISSIONS. ALL MEASUREMENTS ARE APPROXIMATE.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $470 | $470 | $470 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,049 | $3,171 | $4,145 |
| Total Monthly Payment | $3,611 | $3,733 | $4,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.