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3988 Us Highway 209, Stone Ridge, NY, 12484 | $379,900
Set back nicely from the road on a sweeping corner lot, just outside of Stone Ridge, this property provides easy access to High Falls, Accord, Kingston and other towns and villages. This late 30's Cape style house, with a lower level legal apartment has been owned for 40 years by the current family and is now offered for sale. It is in need of some TLC, but nothing some paint and a moderately skilled handyperson couldn't handle. The home offers many nice features including a beautiful wood burning fireplace, hardwood floors, walk up full attic with two skylights, screened in porch, an updated kitchen with refrigerator, gas stove, microwave and pantry. A full bath, two nice size bedrooms and a washer and dryer hookup completes it. The apartment in the lower level has its own outside entrance, 1 bedroom and two other very small rooms, kitchen with electric stove, full bath and washer/dryer. Both units have their own electric meters. The maiin house is steam heat oil and the lower level is all electric. This is ideally set up to live in the main house while getting some income from the apartment in the lower level or just a place for relatives or friends to stay while visiting.
Features
- Bedrooms: 3
- Baths: 1 full
- Laundry: Electric Dryer Hookup, In Hall, Multiple Locations, In Unit, Washer Hookup
- Style: Cape Cod
- Year Built: 1939
- Heating: Electric, Oil, Steam
- Cooling: None
- Basement: Block, Exterior Entry, Finished, Full
- Acreage: 1.9
- Est. Taxes: $5,683
- Lot Desc: Corner Lot, Sloped Down
- Elem. School: Marbletown K-3
- School District: Rondout Valley Central
- Appliances: Dryer, Electric Water Heater, Free-Standing Gas Oven, Free-Standing Electric Oven, Microwave, Refrigerator, Washer
- MLS#: 20262236
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/20262236/3988ushighway209_stoneridge_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills RegionListing courtesy of Corcoran Country Living
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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3988 Us Highway 209, Stone Ridge, NY, 12484
$379,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,871 | $1,946 | $2,544 |
| Total Monthly Payment | $2,420 | $2,495 | $3,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535