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Nestled in a beach community with access to a private beach (dues required), this beautifully crafted coastal residence offers the perfect blend of luxury, comfort, and modern convenience. Featuring a timeless cedar shingle exterior and stunning water views from multiple balconies, this exceptional home was thoughtfully designed with high-end finishes throughout. The open and airy living spaces showcase vaulted ceilings, white oak flooring, and motorized shades in the living room, kitchen, and dinette area. A wood-burning fireplace creates a warm and inviting focal point, while custom cabinetry, a Cooper farmhouse sink, induction stove and premium details elevate the chef’s kitchen. Step outside to enjoy the spacious deck with retractable awning, outdoor shower, sprinkler system, and beautifully designed exterior spaces ideal for entertaining. The third-floor primary suite is a true retreat, complete with a private balcony overlooking the water, en suite bath, and custom maple-finished closets with maple drawers. Additional luxury features include radiant heated tile flooring on the first floor, heat pump systems servicing the main and third floors, smart thermostats, Ring doorbell system, Kohler generator, recessed hinges, European magnetic door strikes, and sprinkler protection for third-floor exit access. Additional highlights include a two car garage, U-shaped driveway, and excellent proximity to local amenities. Enjoy easy access to Long Beach Town Park, located nearby, just 0. 6 miles from Smithtown Bay Yacht Club, approximately 6 miles to the Long Island Rail Road station in St. James. A rare opportunity to enjoy refined coastal living with luxury finishes, smart-home features, and breathtaking surroundings.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,634 | $1,634 | $1,634 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,712 | $6,198 | $8,539 |
| Total Monthly Payment | $7,471 | $7,957 | $10,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.