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Welcome home to this beautifully updated end-unit townhome in desirable Ormond Beach! Ideal for first-time buyers, this spacious two-story home offers flexible living with a loft that easily functions as a third bedroom, complete with a stunning oversized Murphy bed station and adjacent large storage room that can serve as a closet. The thoughtfully designed floor plan features the primary suite and bath downstairs for added privacy, while upstairs includes an additional bedroom, full bath, and versatile loft space. The fully remodeled kitchen is a showstopper with rich wood cabinetry, quartz countertops, updated lighting, and a stylish coffee/wine bar station ideal for entertaining. Enjoy Florida living year-round with the enclosed back porch, small private backyard and screened garage space ideal for relaxing day or night. As an end unit, the home is filled with natural light from the abundance of windows. In a pet-friendly community with a community pool, this low-maintenance lifestyle includes HOA-covered roof, siding, exterior paint, lawn care, basic cable and internet. New roof installed in January 2022 for added peace of mind. This move-in ready gem combines comfort, style and convenience in one fantastic package!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $73 | $73 | $73 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,622 | $2,123 |
| Total Monthly Payment | $1,686 | $1,770 | $2,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.