1290 Sweetwater CV, Naples, FL, 34110 | $314,000

Experience effortless Southwest Florida living in this beautifully turnkey-furnished 3-bedroom, 2-bath first-floor corner residence in the highly sought-after gated community of Sterling Oaks. Bathed in natural light and thoughtfully refreshed with elegant finishes and sophisticated touches throughout, this exceptional condominium offers a bright, open-concept design perfectly suited for both relaxing and entertaining. Peaceful preserve views create a tranquil backdrop, while premium Landi electronic shades add a touch of modern luxury, comfort, and privacy at the touch of a button. The desirable first-floor location provides effortless access and convenient everyday living with no stairs to navigate. POSSIBLE OWNER FINANCING.
Embrace the resort-inspired lifestyle that makes Sterling Oaks one of North Naples’ most desirable communities. Residents enjoy a spectacular tropical pool and spa, a state-of-the-art fitness center, pickleball and bocce courts, beautifully maintained walking paths, and an active social atmosphere that truly captures the essence of Florida living. Tennis enthusiasts can also join the community’s renowned tennis program featuring 12 Har-Tru courts, professional instruction, clinics, and competitive team play.
At the heart of the community is the elegant Sterling Oaks clubhouse, offering a full-service restaurant and bar with inviting indoor and outdoor dining spaces. Enjoy casual poolside lunches, sunset cocktails with friends, or refined evening dinners featuring rotating seasonal menus inspired by fresh local ingredients—all within the gates of your own community.
Ideally located just minutes from Naples’ world-famous white sandy beaches and only moments from Bonita Springs to the north and Mercato to the south offering fine dining, upscale shopping, entertainment, and every amenity imaginable, this residence offers the perfect combination of luxury, convenience, and value. Whether you are seeking a full-time residence, an elegant seasonal retreat, or a high-demand investment property, this exceptional home delivers the very best of the Naples lifestyle.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Bocce Court,Cabana,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Internet Access,Lap Pool,Pickleball,Play Area,Restaurant,Sauna,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: SWEETWATER BAY
  • Development: STERLING OAKS
  • Year Built: 1998
  • Common Charge: $489 Monthly
  • Approx Sq. Feet: 1,186
  • Est. Taxes: $2,732
  • Condo Fee: $487 Monthly
  • Lot Desc: Zero Lot Line
  • View: Preserve
  • Community Type: Gated,Tennis
  • Pet Policy: Limits
  • MLS#: 226018926
  • Website: https://www.raveis.com
    /prop/226018926/1290sweetwatercv_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COLDWELL BANKER REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1290 Sweetwater CV, Naples, FL, 34110

$314,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $251,200 $251,200 $251,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $228 $228 $228
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,526 $1,586 $2,086
Total Monthly Payment $1,829 $1,889 $2,389

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.