18 Shelter Drive, Sound Beach, NY, 11789 | $575,000

Welcome to 18 Shelter Drive, a beautifully maintained 3-bedroom, 3-bath home offering space, comfort, and versatility in the highly regarded Miller Place School District. Where else can you live less than a mile from the beach with taxes under $10K? Upon entry, you’re welcomed by a spacious foyer that opens into a large, sunlit living room featuring custom built-in cabinetry and a wood-burning fireplace—creating a warm and inviting focal point. Toward the rear of the home, a generously sized kitchen offers an abundance of cabinetry, walk-in pantry, and seamless access to the laundry room and a full bath—ideal for both everyday living and entertaining. Upstairs, the oversized primary bedroom provides a true retreat, complemented by a nicely renovated full bath, two additional well-proportioned bedrooms, and pull down stairs for the large attic for extra storage. The home also features a full finished basement with both interior and exterior access, offering incredible flexibility—perfect for recreation, extended living space, or potential for a future mother-daughter setup with proper permits. Step outside to a fully fenced backyard, offering privacy and room to relax, entertain, or play, all set against the backdrop of a beautiful, mature flowering magnolia tree. Thoughtful updates include a 1-year-old oil tank and a 4-year-old central air system, providing peace of mind for years to come. Ideally located just minutes from local beaches, parks, shopping, and dining, this home delivers the best of North Shore living with both convenience and value.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Colonial
  • Year Built: 1945
  • Heating: Baseboard, Other
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 2,437
  • Acreage: 0.2
  • Est. Taxes: $9,150
  • Elem. School: Andrew Muller Primary School
  • Middle School: North Country Road School
  • High School: Miller Place High School
  • School District: Miller Place
  • Appliances: None
  • MLS#: 976552
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/976552/18shelterdrive_soundbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Serhant East End LLC   Phone: 646-480-7665

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

18 Shelter Drive, Sound Beach, NY, 11789

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $763 $763 $763
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,721 $2,832 $3,728
Total Monthly Payment $3,575 $3,686 $4,582

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.