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Welcome to effortless Florida living in the highly sought-after Mira Lago on Palmer Ranch, a gated boutique community known for its quiet setting, convenient location, and true maintenance-free lifestyle. This 2-bedroom plus den residence offers a light-filled, open floor plan with impressive 10 and 12 foot ceilings that create a spacious and airy feel throughout. The home features beautiful wood flooring in the main living areas, crown molding throughout, and a flexible den or office ideal for working from home, hobbies, or additional guest space. The kitchen was updated in 2022 with granite countertops and new cabinetry, offering both style and functionality. The living and dining areas flow seamlessly into the enclosed Florida room, creating the perfect space for everyday living or entertaining. Both bathrooms have been updated, and additional features include a 2021 A/C system, and a 2022 water heater. Mira Lago offers a low-maintenance lifestyle with HOA services that include lawn care, exterior maintenance, irrigation, and more, allowing you to enjoy the community’s pool and spa, scenic lakes, and peaceful walking paths. Ideally located just minutes from the Legacy Trail, Siesta Key Beach, and a wide variety of dining and shopping options, this home presents an exceptional opportunity to enjoy the best of Sarasota living in a private and well-maintained community. All information provided by the sellers is deemed reliable but is not guaranteed. Buyers are encouraged to verify all information independently.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $405 | $405 | $405 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,976 | $2,198 | $2,850 |
| Total Monthly Payment | $2,456 | $2,678 | $3,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.