8859 SW 196TH AVENUE ROAD, Dunnellon, FL, 34432 | $330,000

Set within the highly sought-after Rainbow Springs community in Dunnellon, this beautifully maintained 3 bedroom, 2 bathroom home offers 2, 027 Sq. Ft. of living space with a spacious open floor plan, split bedroom layout for added privacy, and inside laundry for everyday convenience. A 2 car garage adds extra storage and functionality. Inside the home, you will find vaulted ceilings, a large living room area, and an additional room at the back offering flexible space for an additional living area, playroom, office, or more. The kitchen features granite countertops and an eat in kitchen area, making it functional for everyday living and entertaining.
The large primary suite includes a walk in closet and ensuite bathroom complete with a tile walk in shower and soaking tub. The split floor plan offers spacious guest bedrooms, with one featuring a large walk in closet that is currently being used as an office. The guest bedrooms are conveniently located near the guest bathroom for easy access. Enjoy peaceful Florida living from the screened porch, the perfect spot to relax and take in the quiet surroundings. Positioned on a desirable homesite, the property backs up to a 3. 7 acre wooded green space owned by the HOA, offering exceptional privacy with no rear neighbors and a serene natural backdrop.
Just minutes away, Rainbow Springs River Access Park offers convenient entry to one of Florida’s most beautiful crystal-clear springs. Rainbow Springs HOA is only $246 per year and delivers an impressive list of amenities including private access to the Rainbow River, clubhouse, community pool, tennis courts, pickleball, billiards room, fitness center, on site restaurant, and more. Ideally located, this community offers a quiet nature filled lifestyle while still being just minutes from shopping, dining, medical services, and schools. Major updates provide peace of mind with a New Roof (2020), New Carpet (2026), New Dishwasher (2026), New Toilets (2026) and New HVAC system (2014), offering added confidence for years to come. If you’re looking for a beautiful home in a quiet, highly desirable neighborhood, this one checks all the boxes, call today!

Features

  • Amenities: Fitness Center, Pickleball Court(s), Shuffleboard Court, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 89 x 130
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 1999
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,027
  • Acreage: 0.27
  • Lot Size: 89 x 130
  • Est. Taxes: $2,545
  • HOA Fee: $246 Annually
  • Lot Desc: Cleared, Landscaped
  • View: Trees/Woods
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM724317
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM724317/8859sw196thavenueroad_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 12:02:57 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8859 SW 196TH AVENUE ROAD, Dunnellon, FL, 34432

$330,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $264,000 $264,000 $264,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $212 $212 $212
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,520 $1,690 $2,192
Total Monthly Payment $1,807 $1,977 $2,479

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.