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Behold this Gem nestled in one of the most desirable neighborhoods in Stamford! This spacious Cape wonderfully located a respectable distance from downtown is a great fit for those who enjoy everything Stamford Malls/Shopping centers have to offer with the perfect Mix of suburban lifestyle as the property is located on a cul de sac. The location speaks for itself for work opportunities conveniently located in the second largest city in the state of CT. To boast the proximity of the Big Apple would be an understatement with the Merritt & I-95 being just a hop and a skip away. The home is equipped with a newer Electrical panel, Furnace & Water Heater. The enclosed porch gives you a beautiful view of the street and the city upon entrance many will notice the open living room with a bar connection to the kitchen( with Newer appliances). Each bedroom being decently sized with 2 of them being on the main floor the third bedroom being almost the entirety of the home from front to back also includes a lot of storage space in addition to the walk-in Closet. The Full Bathroom being recently updated . The basement which is also a 1 car garage. Offers decent potential to be finished or for those who need more storage. The exterior of the property offers not only an Apple and a Pear tree but a beautiful red deck and a Cabana for the summertime cookout spot. Please get in while you can folks! opportunities like this one should not be missed out on!
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Upper |
| Eat-In Kitchen | Main |
| Full Bath | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $629 | $629 | $629 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,763 | $3,073 | $3,986 |
| Total Monthly Payment | $3,483 | $3,793 | $4,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.