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This lovely 3 bed 1 and 1/2 Bath block home has been made new from the floors up. There is new vinyl plank flooring throughout. There are all new cabinets and counter tops in the kitchen. All cabinets have soft close doors and drawers. It has a new beautiful sink and faucet. There are all new Whirlpool appliances, including refrigerator, stove, microwave, and dishwasher. New lighting and huge pantry complete this delightful kitchen. Off the kitchen is a separate laundry room. The front bathroom is completely new, with a Sterling brand bathtub and shower, new vanity, and medicine cabinet. As you move through the home you will notice at almost everything you see and touch is new. Every light switch, plug-in, light, and fan has been replaced. In the back yard is large and has a new $4000 storage shed for your gardening supplies and tools. The garage conversion is under air and provides plenty of storage or just use it as a bonus room. This property is high and dry, never any flooding. It is the perfect solid block home for retirees or a starter home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$296,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $237,520 | $237,520 | $237,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $242 | $242 | $242 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,462 | $1,521 | $1,988 |
| Total Monthly Payment | $1,779 | $1,838 | $2,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.