9814 SW 92ND STREET, Ocala, FL, 34481 | $399,900

Stunning Cromwell model in the much sought after area of Providence, On Top of the World! This 3-bedroom, 2-bathroom, 2-car garage sits on a pie shape, oversized lot on a private road leading to a cul-de-sac. The home features a wide, paver driveway, pretty landscaped lot with an expanded, four-season lanai featuring a mini split air conditioning and hurricane proof, energy efficient windows. The beautiful, peaceful outdoor sanctuary is perfect for relaxing, meditating, enjoying the sunset or entertaining. As you come in through the foyer, you can appreciate the wood plank, porcelain tile throughout and see the wonderful open concept kitchen, great room and the two guest bedrooms. The kitchen features luxurious, staggered dark cabinets with glass doors, backsplash tile with dark accents, stainless steel appliances, an oversized kitchen island with sink, that easily sits up to six people, gorgeous quartz counter tops, electric cooktop, stainless steele appliances and walk-in pantry. The kitchen also features a breakfast nook next to the window. The master suite is spacious with 2 large walk-in closets. The master bath has dual sinks with a vanity, quartz counters, and a walk-in glass top shower. The laundry area has a utility sink and plenty of cabinet space for storage. The solar panels have drastically reduced the electric bill to about $30 per month year-round. For added peace of mind, the home has been equipped with accordion shutters to protect against hurricane-force winds and airborne debris. Conveniently located within walking distance to the Arbors and close to the OTOW amenities via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top of the line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Storage, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 95 x 135
  • Laundry: Laundry Room
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,119
  • Acreage: 0.29
  • Lot Size: 95 x 135
  • Est. Taxes: $3,968
  • HOA Fee: $494 Monthly
  • Lot Desc: Cleared, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM724417
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/OM724417/9814sw92ndstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 4:39:54 AM)
Listing courtesy of ON TOP OF THE WORLD REAL EST   Phone: 866-228-5878

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9814 SW 92ND STREET, Ocala, FL, 34481

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $331 $331 $331
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,970 $2,020 $2,657
Total Monthly Payment $2,376 $2,426 $3,063

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.