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Tucked within the quiet, coastal enclave of Rocky Point, this property captures the essence of Old Florida living, where privacy, space, and a true boating lifestyle come together effortlessly. Situated on over a half acre (. 57/acre) corner lot in the desirable Rocky Point neighborhood, it also offers a rare level of flexibility and function. The main residence features 3 bedrooms, 2. 5 bathrooms, and a 1-car garage, highlighted by dual primary suites that lends itself to multi-generational living or elevated guest accommodations. Complementing the main home is a separate 1-bedroom, 1-bathroom guest suite with kitchenette, creating an ideal setup for extended stays, private quarters, or potential income opportunities, all while maintaining a s sense of separation and privacy. Life in Rocky Point is defined by its laid-back coastal character and connection to the water. With no heavy HOA restrictions, larger homesites, and lush natural surroundings, the area attracts those seeking a more authentic Florida lifestyle. Just moments away, residents enjoy easy access to the Intracoastal Waterway, making it a favorite among boaters and anglers alike. Nearby, Twin Rivers Park and Maggy's Hammock Park offer scenic trails and green space, while the Rocky Point Boat Ramp and Charlie Leighton Park provide convenient access for boating, fishing, and kayaking. The charm of Port Salerno is just minutes away, where waterfront dining, working marinas, and the vibrant energy of the Manatee Pocket create a true coastal village atmosphere. From here, you're also a short drive to Downtown Stuart's boutiques and dining, as well as the pristine beaches of Hutchinson Island, striking a perfect balance between seclusion and accessibility. Properties offering this combination, an oversized lot, separate guest residence, and a location within Rocky Point, are increasingly rare. For those who value space, flexibility, and proximity to some of the Treasure Coast's most beloved waterfront destinations, this is a compelling opportunity to experience the lifestyle that continues to draw buyers to this exceptional area.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $488,000 | $488,000 | $488,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $271 | $271 | $271 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,005 | $3,165 | $4,085 |
| Total Monthly Payment | $3,368 | $3,528 | $4,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.