1160 TWIN TREES LANE, Sanford, FL, 32771 | $287,000

This beautifully updated 3 BEDROOM, 2 ½ BATH END-UNIT TOWNHOME with tranquil pond views combines modern upgrades, smart-home convenience, and low-maintenance living in the desirable gated community of Retreat at Twin Lakes. Step inside to discover an inviting open-concept layout featuring all-new porcelain tile flooring on the first floor, REV water- and scratch-resistant wood flooring upstairs, and absolutely no carpet throughout. The stylish kitchen and living areas flow seamlessly to the screened back porch overlooking the peaceful
pond and walking path — the perfect spot for morning coffee or evening relaxation. RECENT IMPROVEMENTS provide peace of mind and value, including a 2025 ROOF, 2024 ELECTRIC PANEL, 2024 A. O. SMITH 50-GALLON WATER HEATER, WHOLE-HOUSE WATER SOFTENER
FILTRATION SYSTEM (owned), SMART GARAGE OPENER, SMART THERMOSTAT AND LIGHT SWITCHES, RING DOORBELL, and SMART FRONT DOOR LOCK. The upstairs primary suite with 2 closets and an en-suite that has been refreshed with a beautiful new shower and glass
enclosure can be your private oasis at the end of a long day. Residents enjoy access to a sparkling community pool and clubhouse, all while being conveniently located near shopping and dining, Derby Park, and easy access to I-4 and SR 417 for commuting throughout Central
Florida. Just a short drive away, enjoy the scenic River Walk along Lake Monroe, vibrant downtown Sanford for dining and entertainment, the Central Florida Zoo, Botanical Gardens, and nearby outdoor recreation opportunities. SCHEDULE YOUR PRIVATE SHOWING TODAY AND EXPERIENCE IT FOR YOURSELF!

Features

  • Amenities: Clubhouse, Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet
  • Year Built: 2010
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,437
  • Acreage: 0.07
  • Est. Taxes: $4,000
  • HOA Fee: $285 Monthly
  • Lot Desc: Landscaped, Level, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: Bentley Elementary
  • Middle School: Sanford Middle
  • High School: Seminole High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener
  • MLS#: O6403362
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6403362/1160twintreeslane_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 3:26:17 AM)
Listing courtesy of WATSON REALTY CORP   Phone: 407-332-6000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1160 TWIN TREES LANE, Sanford, FL, 32771

$287,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $229,600 $229,600 $229,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $333 $333 $333
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,414 $1,450 $1,907
Total Monthly Payment $1,822 $1,858 $2,315

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.