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Welcome to 2685 Creston Avenue, Unit 4A — a beautifully updated one-bedroom sponsor unit offering comfort, convenience, and a seamless buying experience with no board approval required. This spacious approximately 735-square-foot residence features a bright and airy layout with generous living and dining areas, perfect for both relaxing and entertaining. The home includes a thoughtfully renovated kitchen and bathroom, ample closet space, and charming architectural details that bring warmth and character throughout. Located in a well-maintained six-story cooperative, residents enjoy amenities including a recently upgraded elevator, on-site laundry, and a live-in superintendent. The elegant lobby showcases timeless terrazzo flooring and marble accents, adding to the building’s classic appeal. Monthly maintenance is $993. 92 and includes heat and hot water (prior to STAR). Ideally positioned in the Fordham Manor section of the Bronx near the Kingsbridge Road corridor and the Grand Concourse, the building is surrounded by shopping, restaurants, and convenient transportation options. Multiple bus lines, along with the B, D, and 4 trains just moments away, make commuting to Midtown Manhattan quick and accessible. Subletting is permitted after two years of ownership with board approval. Please note: pets and investors are not allowed. Seller pays the transfer tax. Buyer is responsible for the seller’s attorney fee ($1, 300), ACRIS filing fee ($275), and NYC Department of Finance filing fee ($150).
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Our Executive Mortgage Banker:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $862 | $884 | $1,163 |
| Total Monthly Payment | $937 | $959 | $1,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.