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This charming ranch-style cottage offers the perfect opportunity to enjoy lake living with plenty of potential. Featuring 2 bedrooms, 1 full bath, and 696 sq ft of living space, this cute home offers a bright open layout, updated kitchen cabinetry, and a relaxed lake-house feel. The expansive newer front deck stretches across the front of the home, creating the perfect space for outdoor relaxing and enjoying the peaceful setting. The open living and kitchen area creates an inviting atmosphere for everyday living or weekend getaways, while the 3-season enclosed porch with sliding glass doors adds additional seasonal living space and natural light. The property borders 50+ acres of state land, offering added privacy and a beautiful natural backdrop. Outside, you'll also find a lightly wooded setting, stone landscaping accents, and curb appeal that gives this home true lake cottage charm. This property offers a great opportunity for weekend retreats or anyone looking to create their own lake getaway. Enjoy boating, kayaking, fishing, swimming, and all that lake living has to offer at Amston Lake. Bring your vision and make this lakeside retreat shine once again! SOLD AS-IS.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $315 | $315 | $315 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,477 | $1,515 | $1,992 |
| Total Monthly Payment | $1,867 | $1,905 | $2,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.