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Presented by
Susan Florby |
Perched above the street on a level sprawling lot in Torrington, this charming Colonial blends timeless character with comfortable everyday living. Built in 1900, the home offers 3 bedrooms, 1. 5 bathrooms, and approximately 1, 880 square feet of inviting interior space filled with natural light and classic details. The spacious eat-in kitchen features warm wood cabinetry, generous counter space, gas cooking, and large windows that create a bright and welcoming atmosphere. A sun-filled enclosed porch provides additional living space ideal for a sitting room, office, or reading retreat. The main living areas showcase hardwood flooring, oversized windows, and a flexible layout with comfortable flow between rooms. Upstairs, the bedrooms offer ample space and storage, while the full bath maintains the home's classic appeal. Outdoor features include an expansive deck, detached garage, and elevated yard with mature trees and privacy. Public water and sewer add convenience, while the central location offers easy access to shopping, restaurants, parks, and local amenities throughout Torrington. Home being sold As Is Highest and Best due May 12th by 6pm
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 9.0 x 11.0 | Upper | |
| Bedroom 2 | 9.0 x 11.0 | Upper | |
| Den | 9.0 x 13.0 | Main | |
| Eat-In Kitchen | Bay/Bow Window | 12.0 x 8.0 | Main |
| Family Room | Cathedral Ceiling,Ceiling Fan,Fireplace,French Doors | 14.0 x 24.0 | Main |
| Living Room | 11.0 x 23.0 | Main | |
| Primary Bedroom | Half Bath | 12.0 x 17.0 | Upper |
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Sales Associate
William Raveis Real Estate
Phone: 203.550.0626
Susan.Florby@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $667 | $667 | $667 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,151 | $1,280 | $1,660 |
| Total Monthly Payment | $1,893 | $2,022 | $2,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.