|
Experience the wonderful, low-maintenance Florida lifestyle in this highly sought-after 2-bedroom villa, nestled in the desirable Bay Towne West community. Tucked away on a quiet dead-end street, this light-filled retreat offers the durability and peace of mind of solid block construction in a non-flood zone. Imagine starting your day with a cup of coffee on your private patio, overlooking a tranquil community pond and fountain, or unwinding as you enjoy Florida’s beautiful sunsets over the water. Bay Towne West is located less than one mile from the heart of Safety Harbor, consistently celebrated as "Tampa Bay's best kept secret". Embrace the relaxed, small-town atmosphere and deep history of this waterfront community, which is famed for its tree-lined, brick-paved Main Street. You are also near Philippe Park, which offers walking and biking trails, a boat ramp, fishing areas, and scenic waterfront views on Tampa Bay. Nearby Safety Harbor City Park spans 21 acres and is perfect for family recreation, featuring playground areas for all abilities, volleyball courts, baseball fields, and a skate park. Ideally positioned between Clearwater, Tampa, and St. Petersburg, this home is just 16 miles from Tampa International Airport and a quick 12-mile drive to the world-famous white sands of Clearwater Beach. Recent updates, including an AC replacement in 2022 to ensure that carefree living is truly yours. The exceptionally inexpensive $180 monthly HOA fee delivers exceptional value and convenience, covering the community pool and spa access, exterior painting, lawn care and irrigation, private streets, and cable TV. Come make this home your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $68 | $68 | $68 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,576 | $1,616 | $2,126 |
| Total Monthly Payment | $1,719 | $1,759 | $2,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.