1931 NW 18TH STREET, Crystal River, FL, 34428 | $759,900

One or more photo(s) has been virtually staged. WHICH WAY DO WE GO? WHICH WAY DO WE GO? Imagine a day when this could be the most important decision you will have to make. Imagine planning your escape for the day, with pina colada in hand, from the comforts of your second story wrap around deck, or while seated at the outdoor bar in the 500sqft screen enclosed rear porch, or last-minute… dockside, whichever you prefer. From the 80’ of canal frontage in your backyard, the concrete seawall and 6’x16’ stationary dock make kayaking and boating a breeze. All Aboard! You’re less than 10 minutes from The Crystal River. From there-do you turn right, go another 15 minutes and make the straight shot out to The Gulf for an afternoon adventure of fishing? Or do you turn left and within minutes arrive in Kings Bay for a leisurely swim with the manatees at Three Sisters Springs and a delightful waterfront meal afterward? Such decisions only you can make from this primely located 3 bed/2 bath, 2101sqft WATERFRONT home located on . 28 acres in the vibrant community of Woodland Estates. And it should be an easy decision after all… with no other worries on your mind. No worries about flooding as this STILT HOME obviously sits HIGH & DRY. And no worries about immediate, large ticket repairs, as the roof was replaced in 2025, HVAC was replaced in 2023 with a 3. 5-ton Carrier system, water heater also replaced in 2023 and the electric service panel updated to 200amps as well. Cold and rainy outside, have no fear. A huge 20’x30’ recreation room on the lower level is a plus, to keep yourself busy during the day and a prefab wood burning fireplace with stone veneer surround, cedar mantle and prewiring for a blower will help you relax at night. The living/dining rooms with PERGO plank flooring and 2 sets of double French doors to access the wrap-around deck add to the ambiance. Granite vanity tops bring a nice touch! A 30’x30’ covered carport is a bonus for your cars, boat and all your toys! And if that is not enough space, storage rooms off the rec room and underneath the staircase should help you out. Deserving a mention is the fully landscaped grounds with irrigation system and of course the wood picket fence in the backyard that you always dreamed about. Golf Cart Friendly Community! NO DEED RESTRICTIONS & HOA is VOLUNTARY for $140/yr for access to the community’s private boat ramp. Conveniently located! Only about 4 minutes to Downtown Crystal River for anything & everything water, as well as shopping, restaurants and beautiful nature walks. FREE 1yr HOME WARRANTY is OFFERED for PEACE OF MIND to the Buyer!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 154
  • Laundry: Inside, Laundry Room
  • Style: Elevated
  • Year Built: 1987
  • Garage: Covered, Driveway
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,101
  • Acreage: 0.28
  • Lot Size: 80 x 154
  • Est. Taxes: $3,336
  • HOA Fee: $140 Annually
  • Lot Desc: FloodZone, City Lot, Landscaped, Level, Street Dead-End
  • View: Water
  • Water Front: Yes
  • Elem. School: Crystal River Primary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8506616
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8506616/1931nw18thstreet_crystalriver_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/3/2026 12:06:37 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Denise & Vinny Curcio - Team CurcioSales Vice President

864.735.6663

TeamCurcio@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1931 NW 18TH STREET, Crystal River, FL, 34428

$759,900

Denise & Vinny Curcio - Team Curcio

Sales Vice President

William Raveis Real Estate

Phone: 864.735.6663

TeamCurcio@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $607,920 $607,920 $607,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,596 $3,793 $5,008
Total Monthly Payment $3,966 $4,163 $5,378

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.