102 YACHT HARBOR DRIVE, #371, Palm Coast, FL, 32137 | $674,900

Beautifully positioned on the 3rd floor, this Yacht Harbor condominium offers 3 bedrooms, 3 full bathrooms, and a desirable split floor plan with each bedroom enjoying access to its own private bath. A Hammock Beach Golf Resort & Spa Club membership with a VALUE OF $18K will convey to the buyer at $0 at closing along with a transferable home warranty. Encompassing approximately 1, 918 square feet of living space, this residence captures stunning views of the Intracoastal Waterway, where sailboats, yachts, and dolphin wildlife create an ever-changing coastal backdrop. The oversized balcony provides the perfect setting to relax and enjoy the waterfront lifestyle, while views of the private marina welcome you from the front entry.

THOUGHTFULLY UPDATED, the condominium features new luxury vinyl plank coastal flooring throughout the living room, dining room, and kitchen. Both the primary suite and third bedroom enjoy beautiful Intracoastal views and private ensuite bathrooms. The second bedroom also offers private access to its own full bath, which additionally functions as a guest bathroom.

The third bedroom ensuite bathroom has been RENOVATED with all new furnishings, fixtures, and flooring. The kitchen has also been FULLY RENOVATED and showcases new cabinetry with increased cabinet storage and functionality, stone countertops, new S/S appliances, a new Kinetico water filtration system, and a stylish backsplash, creating a fresh and inviting coastal aesthetic. A separate dining room adds flexibility for entertaining and everyday living while complementing the spacious open layout. In addition, the residence includes a transferable home warranty, providing added peace of mind for the new owner. Short-term and long-term rental opportunities are permitted, offering flexibility for personal use, seasonal enjoyment, or investment potential.

Whether enjoyed as a primary residence, seasonal retreat, or investment opportunity, this exceptional waterfront condominium offers the perfect blend of coastal elegance, resort-style living, and the relaxed luxury of the Florida lifestyle. Club membership provides access to an exceptional array of amenities, including two championship golf courses, resort-style pools, fitness facilities, dining venues, and the tennis and pickleball amenities conveniently located directly across the street within the community.

Features

  • Elevator: Y
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 5
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, In Kitchen, Inside, Laundry Room, Washer Hookup
  • Complex: HARBOR VILLAGE MARINA
  • Year Built: 2006
  • Common Charge: $140 Monthly
  • Approx Sq. Feet: 1,918
  • Acreage: 0.34
  • Est. Taxes: $3,113
  • Condo Fee: $868 Monthly
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Flagler-Palm Coast High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: FC318344
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/FC318344/102yachtharbordrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2026 4:13:58 AM)
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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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102 YACHT HARBOR DRIVE, #371, Palm Coast, FL, 32137

$674,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $539,920 $539,920 $539,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,234 $3,368 $4,447
Total Monthly Payment $3,585 $3,719 $4,798

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.