28 Spruce Street, New Rochelle, NY, 10805 | $950,000
Welcome to this tastefully updated two family home, ideally situated on a quiet cul-de-sac and offering space and flexibility for today’s modern lifestyle. This exceptional property features two identical units, each with two bedrooms, an updated bath, and a modern eat-in kitchen complete with a breakfast bar, granite countertops, and stainless steel appliances. Each unit also boasts a spacious, sun-filled living room and a formal dining room, with the option to configure as a three-bedroom layout if desired. The home was converted to gas heat in 2015 and is equipped with a Tesla solar energy system, including two Powerwalls, helping to keep electric costs low. Step outside to a beautifully maintained backyard with a patio—perfect for entertaining friends—along with a new one car garage and additional parking for three vehicles. The roof is just two years old, offering added peace of mind. Conveniently located within walking distance to Glen Island Park and Beach, and just a short drive to Metro North with an approximately 25 minute commute to New York City, this property offers both comfort and convenience. This is more than a home, it’s a lifestyle.
Features
- Bedrooms: 4
- Baths: 2 full
- Laundry: Common Area
- Style: Colonial
- Year Built: 1932
- Garage: 1-car
- Heating: Hot Water, Natural Gas
- Cooling: Wall/Window Unit(s)
- Basement: Full, Storage Space, Unfinished, Walk-Out Access
- Acreage: 0.14
- Est. Taxes: $14,365
- Lot Desc: Cul-De-Sac, Level, Near Shops
- Elem. School: Jefferson
- Middle School: Isaac E Young Middle School
- High School: New Rochelle High School
- School District: New Rochelle
- MLS#: 990097
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/990097/28sprucestreet_newrochelle_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
28 Spruce Street, New Rochelle, NY, 10805
$950,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,197 | $1,197 | $1,197 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,315 | $4,618 | $6,413 |
| Total Monthly Payment | $5,604 | $5,907 | $7,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535