Picture-perfect 3 bedroom, 2 full bath Cape in Lacey Field. Known for its welcoming community and convenient location, Lacey Field is one of the most loved neighborhoods in New Windsor. This home features beautiful hardwood floors throughout and is filled with incredible natural light, creating a warm and inviting atmosphere in every room. The thoughtfully updated kitchen offers a clean, modern design with stainless appliances and butcher-block countertops. All appliances will convey, making your move seamless. Sliding glass doors open to a spacious deck, making indoor-outdoor living easy and enjoyable. The fully fenced backyard is ideal for relaxing, entertaining, or play. And in addition the 1, 484 square feet, there is an expansive basement for added space! A one-car garage adds convenience and extra storage. In addition to renovating the kitchen and having hardwood floors installed, the owners also replaced the furnace, central AC, and hot water heater in 2025; the roof and the driveway were redone in 2018. Ductless AC had been added in 2016, which can be used in addition to, or instead of the central AC. A wonderful opportunity to own a bright, move-in ready home in one of the area’s most highly sought after neighborhoods. 14 miles to West Point, 6 miles to Stewart Airport/ANGB, 7 miles to the Beacon Train Station, 6 miles to the Salisbury Mills/Cornwall Train, and about 60 miles to NYC.
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Our Executive Mortgage Banker:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $592 | $592 | $592 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,689 | $3,516 |
| Total Monthly Payment | $3,270 | $3,373 | $4,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.