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195 Fairway Drive, North Kingstown, RI, 02852 | $389,900
Tucked away from the road in a quiet, wooded setting, this charming 2-bedroom, 1. 5 bath condo is one of only 12 units in the association, offering a rare combination of privacy, convenience, and low maintenance living. Ideally located within walking distance to historic Wickford Village, Wickford Town Beach, the Wickford Art Association community art center, playgrounds, shops, and restaurants, this location truly puts everything at your fingertips while still feeling peaceful and secluded. The interior features a brand-new kitchen with all new appliances, natural gas heat, new hot water tank, town water, and a functional layout ready for year-round living or the perfect seasonal getaway. Step outside to your private deck overlooking a wooded open yard, an ideal spot to relax and enjoy the tranquil surroundings. Conveniently located just a short drive to the beautiful South County beaches, University of Rhode Island, Newport, Jamestown, and Narragansett. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this condo offers a carefree lifestyle in one of Rhode Island's most desirable coastal communities. The condo does need some cosmetic updating, but the listing price reflects the opportunity for renovations and repairs. Outstanding value and easily one of the best deals in town!
Features
- Parking: 4-car
- Heating: Central,Forced Air,Gas
- Cooling: None
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Other,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,See Remarks,Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: In Unit
- Complex: Wickford
- Year Built: 1987
- Common Charge: $375 Monthly
- Approx Sq. Feet: 1,000
- Est. Taxes: $3,253
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1412093
- Website: https://www.raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
195 Fairway Drive, North Kingstown, RI, 02852
$389,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $271 | $271 | $271 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,796 | $1,997 | $2,590 |
| Total Monthly Payment | $2,142 | $2,343 | $2,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB