New York (Upper East Side), NY, 10028 | $650,000

**Unique 1 Bedroom Triplex with Private Outdoor Space** Welcome home to one of the most unique homes on the Upper East Side! This stunning and renovated triplex apartment is truly one of a kind. Enter onto the main level with a stunning renovated kitchen with beautiful wood cabinetry including dishwasher as well as an island which is perfect for entertaining. The main level also features a dining alcove perfect for a fancy bistro set or small dining set. A few steps down to the spacious living room with a private balcony which is perfect for hosting in your home, relaxing with loved ones and has enough space for a home office. The balcony faces south over East 86th Street with spectacular and sunny Upper East Side views. The bathroom is on the main level which features a brand new renovation including a spacious vanity, a shower with glass door and beautiful marble walls. Heading up the stairs to the spacious bedroom which allows for a king-sized bedroom set and additional furniture. The bedroom features two closets with mirrored doors to make the room look even larger. 435 East 86th Street is a 60-unit co-op offering a 24-hour virtual doorman, package room, gym, and laundry in the basement. Located just blocks from multiple lines of transportation including the Q, 4, 5, 6 as well as the M86 and M15 bus lines. Carl Schultz Park and Central Park are close by as well as Upper East Side hotspots, shopping, restaurants, and Whole Foods/Fairway. The building allows guarantors, pieds-a-terre, and co-purchasing. Pets are allowed with board approval. Tenant in place - minimum of 48 hours notice is required for all requests. Contact me for an appointment to view! Photos have been virtually staged.

Features

  • Town: New York
  • Heating: Electric,Wall Furnace
  • Cooling: Central Air,Wall Unit(s)
  • Levels: 9
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 0.000000x0.000000
  • Laundry: Common On Floor,Common Area
  • Complex: 435 East 86th Street
  • Year Built: 1968
  • Common Charge: $1,484 Monthly
  • Approx Sq. Feet: 720
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Cats OK,Dogs OK
  • Appliances: Cooktop,Dishwasher,Electric Cooktop,Refrigerator
  • MLS#: RLS20089551
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/RLS20089551/435e86thstreet_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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New York (Upper East Side), NY, 10028

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,202 $3,287 $4,318
Total Monthly Payment $3,294 $3,379 $4,410

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.