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Right in the heart of Bloomingdale’s beloved Bloomingdale Oaks neighborhood, this beautifully updated pool home captures the kind of Florida living people search for but rarely find anymore: mature oak trees, established homes with character, oversized shade canopies, and no HOA.
Warm, welcoming, and designed for gathering, this home blends classic Americana charm with relaxed indoor-outdoor Florida living. From pool days and backyard cookouts to cozy evenings by the wood-burning fireplace, every space feels intentionally connected to the way people actually want to live.
Inside, vaulted ceilings, skylights, and triple sliding doors fill the home with natural light while updated finishes bring a fresh modern feel without losing the home’s warmth and personality. The renovated kitchen anchors the space beautifully with oversized granite counters, shaker cabinetry, stainless smart appliances, prep space, breakfast bar seating, and easy flow into both living areas and the lanai beyond.
The screen-enclosed saltwater pool area truly becomes an extension of the home itself, offering covered lounging spaces, outdoor dining areas, privacy fencing, mature landscaping, and the kind of backyard atmosphere that instantly slows life down.
Tucked within one of Valrico’s most iconic established neighborhoods, Bloomingdale Oaks is known for its tree-lined streets, timeless homes, and central location near shopping, dining, parks, commuter routes, and everyday conveniences, all without the added restrictions of an HOA.
Comfortable. Timeless. Relaxed. This is the kind of home that simply feels like Florida.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $521 | $521 | $521 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,228 | $2,321 | $3,038 |
| Total Monthly Payment | $2,823 | $2,916 | $3,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.