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Presented by
Kate Bellantoni |
Young Colonial offering approximately 3, 500 square feet of extensive living and entertaining space. Recent updates include refinished hardwood floors, fresh interior paint throughout, a brand new oversized deck, new interior doors and hardware, and recessed lighting. The property has also been freshly graded and enhanced with new retaining walls and walkways. Step inside to a dramatic two-story foyer that sets the tone for the home’s bright and inviting layout. The main level features a formal living and sitting area, formal dining room, large den with wood burning fireplace, and a spacious eat-in kitchen with center island. There are two points of access to the deck, offering a seamless transition from indoor to outdoors. Upstairs, the primary suite offers his-and-her walk-in closets and an ensuite full bath. There are three additional bedrooms, a full hall bath with double vanity, and a conveniently located laundry room. The unfinished basement presents endless future possibilities, with legal egress windows already in place. Relax on the rocking chair porch that spans the length of the home or get out and enjoy all of what Putnam Valley has to offer, including easy access to Fahnestock State Park. Driveway to be seal coated once weather permits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.804.1775
Kate.Bellantoni@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,256 | $1,256 | $1,256 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,593 | $3,738 | $4,936 |
| Total Monthly Payment | $4,941 | $5,086 | $6,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.