161 Pearsall Drive, #2B, Mount Vernon, NY, 10552 | $125,000
Welcome to this beautifully maintained 1-bedroom co-op located in the highly desirable Vernon Woods gated community—offering a rare blend of peaceful living, exceptional amenities, and unbeatable convenience in southern Westchester. Set within a scenic, park-like environment, this residence invites you to enjoy a tranquil lifestyle surrounded by manicured grounds, tree-lined pathways, and a strong sense of community. Step inside to a bright and comfortable layout, perfect for both everyday living and relaxing after a long day. This well-managed complex is known for its resort-style amenities, all included for residents: 24-hour security, free shuttle service to the Pelham Metro-North station, a fully equipped fitness center with indoor running track, tennis and racquetball courts, basketball court, clubhouse, children’s playground, BBQ and picnic areas, and convenient on-site laundry facilities. On-site management and maintenance ensure seamless living, while ample parking adds everyday ease. Perfectly positioned just minutes from major parkways, shopping, and parks—including Wilson Woods—this home is also ideal for commuters, with an easy 25-minute ride to Grand Central. Whether you're a first-time buyer or looking to enjoy a low-maintenance lifestyle with incredible value, this is an opportunity you don’t want to miss. Schedule your private showing today and experience the comfort, convenience, and community that Vernon Woods has to offer.
Features
- Parking: Unassigned
- Heating: Radiant
- Cooling: Wall/Window Unit(s)
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area
- Year Built: 1948
- Approx Sq. Feet: 750
- Adult Communities: Yes
- Elem. School: Rebecca Turner Elementary School
- Middle School: Benjamin Turner Middle School
- High School: DENZEL WASHINGTON SCHOOL-ARTS (at Nelie Thornton
- School District: Mount Vernon
- Pet Policy: No Dogs
- Appliances: Oven, Range, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 981709
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/981709/161pearsalldrive_mountvernon_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
161 Pearsall Drive, #2B, Mount Vernon, NY, 10552
$125,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $100,000 | $100,000 | $100,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $616 | $640 | $837 |
| Total Monthly Payment | $691 | $715 | $912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535