14624 Kelson CIR, Naples, FL, 34114 | $1,299,000

Within the desirable Sutton Cay enclave of Naples Reserve, this beautifully upgraded residence offers refined resort-style living in one of Naples' sought-after communities. The exceptional floor plan features three bedrooms plus a den and flex room, four full baths, a powder bath and a half bath conveniently near the pool area. A spacious upstairs flex room provides the ideal setting for a guest retreat, fitness space or additional entertaining area. Thoughtfully designed with luxury finishes and extensive upgrades throughout, the home blends elegant style with comfortable everyday living in a premier resort-inspired setting. Inside, the open-concept layout is enhanced by crown molding throughout both levels, plantation shutters, custom drapes in the living and dining rooms, upgraded lighting fixtures and ceiling fans. The main living area is warm and inviting, highlighted by a custom Naples live-edge wood floating shelf that adds character and sophistication. Large windows and glass doors allow natural light to pour in, creating a seamless connection to the outdoor living spaces. The kitchen is beautifully appointed for functionality and entertaining, featuring upgraded appliances including an induction stove, under-cabinet lighting, upgraded fixtures, ample cabinetry and a generous workspace. Extended tile in all baths and custom-finished closets throughout the bedrooms and laundry reflect attention to detail throughout the home. The spacious primary suite provides a relaxing retreat with custom closet finishes and a beautifully designed bath offering comfort and privacy. Guest bedrooms are thoughtfully positioned for privacy, while the den offers flexibility for a home office or additional lounge space. Upstairs, the expansive flex room with a full bath creates endless possibilities for entertaining or guests. Outdoor living is equally impressive, featuring a landscaped backyard with accent lighting, a sparkling pool with decorative fountains and a fully equipped outdoor kitchen ideal for year-round dining and entertaining. A retractable hidden front door screen allows for refreshing cross breezes during cooler months, while extensive landscaping creates a lush, private setting. Additional upgrades include a three-zone HVAC system with separate controls for the primary suite, upstairs living area and main living spaces, a security system, impact doors and windows for enhanced safety and peace of mind, epoxy garage flooring and overhead garage storage for added convenience. Residents of Naples Reserve enjoy an exceptional lifestyle centered around resort-style amenities, including a lakeside clubhouse, resort pool, fitness center, tennis, pickleball, bocce, waterfront dining, walking trails and recreational lakes for kayaking, boating and paddleboarding, all within a vibrant gated community just minutes from Naples and Marco Island beaches, shopping and dining.

Features

  • Amenities: Basketball,BBQ - Picnic,Beach - Private,Bike And Jog Path,Bocce Court,Business Center,Cabana,Clubhouse,Community Boat Dock,Community Boat Ramp,Community Park,Community Pool,Community Room,Dog Park,Exercise Room,Fishing Pier,Hobby Room,Internet Access,Lakefront Beach,Lap Pool,Library,Pickleball,Play Area,Restaurant,Sidewalk,Tennis Court,Underground Utility,Volleyball
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 4 full / 2 half
  • Style: 1 Story/Ranch
  • Development: NAPLES RESERVE
  • Year Built: 2021
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 3,148
  • Acreage: 0.23
  • Est. Taxes: $12,012
  • HOA Fee: $1,719 Quarterly
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Boating,Gated,Tennis
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 226018500
  • Website: https://www.raveis.com
    /eprop/226018500/14624kelsoncir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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14624 Kelson CIR, Naples, FL, 34114

$1,299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,200 $1,039,200 $1,039,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.499% 6.309%
Monthly Tax Payment $1,001 $1,001 $1,001
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,314 $6,483 $8,840
Total Monthly Payment $7,440 $7,609 $9,966

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.