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This beautifully maintained, 4-bedroom, 3-bath home in Palm Coast’s desirable Palm Harbor subdivision offers a flexible layout, thoughtful upgrades, and is move in ready. The split floor plan provides separation and flexibility. The primary bedroom features an ensuite with a large double-sink vanity, a water closet, and a walk-in closet that brings in natural light. The fourth bedroom is the hero of the layout, offering its own full bathroom, ideal for guests or a private retreat, while two additional bedrooms are located on the opposite side of the home. At the center of the home, the kitchen is designed for real life, featuring a large island for gathering, quartz countertops, soft-close cabinetry, stainless steel appliances, and a spacious pantry that can handle the Costco run. Step outside to the extended covered and screened lanai with a brick paver patio, where you can enjoy serene mornings from the backyard lanai, perfectly positioned to capture beautiful sunrise views, an ideal spot for coffee, relaxation, and quiet moments. The oversized corner lot provides added space and a more open feel, with a nearby nature path just steps away, perfect those evening strolls. The home also offers a versatile flex room in the front of the home, along with an owned solar panel system providing lower electricity costs, increased efficiency, and protection from rising energy prices, an excellent value for long-term homeowners. Thoughtfully upgraded with modern lighting fixtures, classic plantation shutters, and ceiling fans throughout, the home remains bright, comfortable, and well-suited for Florida living. Additional highlights include a dedicated laundry room with a utility sink and added storage, garage storage racks for organization, and a premium Tuff Shed, professionally installed and well maintained, offering ample space for storage, tools, lawn equipment, or even a workshop. Conveniently located within walking distance to Matanzas High School, just a short drive to the beach, and close to shopping and dining with easy access to I-95. Schedule your private showing to experience this home for yourself.
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$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $457 | $457 | $457 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,113 | $2,169 | $2,850 |
| Total Monthly Payment | $2,645 | $2,701 | $3,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.