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Charming Investment Opportunity in Highridge Estates
Discover the potential of this cozy 2-bedroom, 1-bathroom manufactured home nestled on a spacious 0. 34-acre corner lot in the quiet Highridge Estates community of Keystone Heights. Whether you are looking for a manageable primary residence or a strategic addition to your rental portfolio, this property offers functional simplicity in a prime location!
. Construction: Metal siding with a metal roof and crawlspace foundation.
Flooring: Vinyl throughout.
Layout: Features a Kitchen/Family Room combo. Climate Control: Equipped with Central Air and Central Heat.
Utilities: Electricity is connected; the property uses a private well and a septic tank.
Appliances: Includes a range.
Location & Land
County: Clay
Zoning: Residential (RES)Flood Zone: Code X (Minimal flood hazard area).
Taxes: $562 (2025 Tax Year).
HOA: No annual association fees or CDD fees reported.
Listing Details
Listing Agent: Carl Buz with Florida Homes Realty & Mortgage.
Showing Instructions: Requires a 24-hour notice and is by appointment only.
Occupancy: Currently occupied by a tenant.
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Our Executive Mortgage Banker:
Our Insurance Division:
$79,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $63,200 | $63,200 | $63,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $47 | $47 | $47 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $389 | $399 | $525 |
| Total Monthly Payment | $511 | $521 | $647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.