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Under contract-accepting backup offers. Welcome to the Beacon Hill Historic District - one of Lakeland, Florida’s most sought-after neighborhoods! This charming two-bedroom cottage-style home boasts recently refinished hardwood floors, a covered and screened front porch, and an incredible fully fenced back yard - featuring a detached garage, an open patio, and a fire pit - all surrounded by lush landscaping and mature trees. As you enter the home, you will find a welcoming, yet spacious living room with a stone-detailed, wood-burning fireplace serving as the focal point. The thoughtfully remodeled kitchen blends functionality and tasteful style, with a breakfast bar overlooking the dining room to provide extra seating, granite countertops with ample surface space, stainless steel appliances, and custom wood cabinetry. A large window frames peaceful views of the back yard from the vantage point of the kitchen sink, and the adjacent laundry room provides overflow storage and a convenient exterior door (with washer/dryer included!). Use of space is optimized throughout this home. Both bedrooms have excellent storage with built-in California closet systems, while the updated bathroom includes both a glass-door walk-in shower AND a separate tub/shower stall. The detached garage also provides flexibility for use, as it currently is divided into a front area with bay door for open storage, and a back area with air-conditioning. The Windows were updated in 2015, ensuring efficiency and comfort, year-round. The central location and idyllic setting of this home will enrich your daily life, as you enjoy morning coffee on the porch while listening to the birds, take an afternoon stroll along the tree-lined streets of the neighborhood, and relax around the fire pit under the stars after a cookout with loved ones. Although it is just minutes away from the Polk Parkway and beloved local attractions, such as Lake Hollingsworth and Downtown Lakeland, here you will feel like you have stepped back in time and are tucked away from it all. This gem of property in the heart of Lakeland is truly one-of-a-kind!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $1,894 | $1,938 | $2,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.