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LOCATION LOCATION LOCATION!!!! Now offered at $974, 900, this Waterfront home in sought-after Tropical Shores presents a rare opportunity to secure no-bridge access to Tampa Bay at a compelling new price. This solid 4-bedroom, 2 bath home comes with a rare Covered Boat House and private dock, making it ideal for boating and waterfront living. Major capital improvements are already complete, including a new seawall (2026), roof (2023) and HVAC (2020) – allowing buyers to focus on cosmetic updates at their own pace. This open layout of 2325 sq ft feature generous living spaces, abundant natural light and wide water views that set the stage for a stunning renovation or comfortable move-in now, update later approach. Enjoy tranquil mornings, sunset skies, and the convenience of quick access to downtown St Petersburg shopping and dining. Strategically repriced to reflect today’s market and invite strong offers. Ideal for buyers seeking location, boating access and long-term waterfront value under $1M. This home has not had water intrusion from previous storms; it sits high and dry with a transferable NFIP Flood Insurance policy – only $2318 year. This is Fabulous Tropical Shores…. St Pete’s best kept secret.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$974,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $779,920 | $779,920 | $779,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,495 | $1,495 | $1,495 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,551 | $4,676 | $6,581 |
| Total Monthly Payment | $6,138 | $6,263 | $8,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.