1720 CYPRESS TRACE DRIVE, Safety Harbor, FL, 34695 | $294,500

Welcome to Florida living in the heart of Safety Harbor. This beautifully updated 2-bedroom, 2-
bath townhome with versatile loft space offers 1, 415 square feet of stylish comfort in one of the
area’s most sought-after communities. Step inside to soaring ceilings, welcoming natural light,
and an inviting open-concept layout accented by updated wood floors throughout most of the
home, including the stairway. The spacious living room and adjacent Florida room (128 sf not included
in square footage) feature abundant windows that create a bright, airy atmosphere perfect for
relaxing or entertaining. The convenient first-floor bedroom features charm and privacy with
chair rail and vibrant color, while the adjoining dining area flows into the thoughtfully renovated
kitchen, which boasts ample storage in the custom-made solid wood maple cabinetry, rich
granite countertops, newer appliances including a double oven range, recessed lighting, and a
convenient breakfast bar for casual dining. Upstairs, an open loft overlooks the living area
below, offering the perfect flex space for a home office, reading nook, or guest space. The
oversized primary suite stretches 20 feet long and features an updated en-suite bath with
marble tile finishes, solid wood cabinetry, walk-in shower, and an expansive walk-in closet with
mirrored doors, and more! Enjoy peaceful wooded and creek views from the fully enclosed
Florida room with plantation shutters, where warm tile flooring and ample storage create a
serene escape. The washer and dryer are conveniently located just off the lanai. Residents enjoy
exceptional maintenance-free living, with HOA fees covering exterior
maintenance, roof, exterior painting, water, sewer, trash service, lawn care, basic cable, a community pool, cabana, and hot tub. Located in an X flood zone, no flood insurance is required. Additional updates include an updated electric panel and newer roof completed in 2018. This is a townhome with FEE SIMPLE ownership — not condo ownership, which means you own the land and qualifies for VA loans. Your exclusive EV charger is installed near the carport for convenient charging of your electric vehicle. A rare opportunity to enjoy updated style, tranquil surroundings, and unbeatable convenience in charming Safety Harbor. Ideally located just minutes from world-class beaches, shopping, Tampa International Airport, St. Pete–Clearwater International Airport, downtown Tampa, and St. Petersburg. Room sizes are approximate.

Features

  • Amenities: Maintenance, Pool
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1982
  • Garage: Assigned, Covered, Electric Vehicle Charging Station(s), Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,415
  • Acreage: 0.03
  • Est. Taxes: $1,050
  • HOA Fee: $590 Monthly
  • Lot Desc: Greenbelt, In County, Landscaped, Near Public Transit, Sidewalk, Street Dead-End
  • View: Park/Greenbelt
  • Water Front: Yes
  • Elem. School: Safety Harbor Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8506401
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/TB8506401/1720cypresstracedrive_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 3:17:10 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1720 CYPRESS TRACE DRIVE, Safety Harbor, FL, 34695

$294,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $235,600 $235,600 $235,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $88 $88 $88
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,451 $1,488 $1,956
Total Monthly Payment $1,614 $1,651 $2,119

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.