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Rare Dunedin opportunity with two separate living structures, a screened pool, generous parking, and flexible living space designed for today’s multi-use lifestyle. Set on an oversized fenced parcel, the 2001-built main residence offers 2, 526 square feet with 4 bedrooms, 2. 5 bathrooms, a 2-car garage, formal living and dining areas, and a spacious family room with fireplace. The bright interior features soaring ceilings, oversized windows, an open flow between the main living spaces, granite kitchen counters, abundant cabinetry, tile flooring throughout the main level, and multiple areas for gathering, working, or relaxing from day one.
The main home’s floor plan creates excellent separation between everyday living and private retreats. The oversized 24x12 primary suite provides room for a king-sized bed plus a sitting area, reading nook, or desk setup, while the upstairs landing with built-in shelving adds character and functional storage. Major confidence points include HVAC replaced in 2022, an insulated garage door, and a garage mini-split that makes the space ideal for a home gym, workshop, hobby area, or climate-controlled storage. The screened-in pool and covered outdoor areas extend the living space outdoors, creating an easy indoor/outdoor lifestyle for entertaining, relaxing, and enjoying Florida living.
The detached 1953 guest house adds approximately 676 square feet of independent living space with 1 bedroom, 1 full bathroom, kitchen, living area, private entrance feel, and warm exposed wood beam ceilings that give it a charming cottage-style atmosphere. This second structure is ideal for in-laws, extended family, guests, adult children, a private office, creative studio, or potential long-term rental income estimated around $1, 100–$1, 300 per month. Public records reflect the property as single family with more than one house per parcel, with multi-family land use under 10 units.
Located in highly desirable Dunedin, this property places you close to the lifestyle buyers are looking for: downtown Dunedin restaurants, breweries, boutique shopping, waterfront parks, TD Ballpark, the Pinellas Trail, Dunedin Causeway, Honeymoon Island, and Caladesi Island access. Honeymoon Island is known for Gulf views, sandy beaches, and nature trails, while the Pinellas Trail offers a dedicated corridor for biking, walking, jogging, and skating. Downtown Dunedin also offers year-round events, local markets, arts, dining, and spring training baseball, adding strong lifestyle appeal for full-time residents, seasonal owners, and investors.
Enjoy convenient access to nearby beaches, shopping, grocery options, marinas, parks, US-19, downtown Clearwater, St. Petersburg, and Tampa International Airport. Dunedin is approximately 15 minutes from Honeymoon Island and about 30 minutes from Tampa International Airport, depending on traffic. With two living structures, a pool, flexible parking, income potential, and a location near some of Pinellas County’s most loved coastal amenities, this property offers a unique combination of comfort, versatility, and long-term value. Schedule your private showing today and experience all this Dunedin property has to offer.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,920 | $639,920 | $639,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $589 | $589 | $589 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,940 | $4,097 | $5,357 |
| Total Monthly Payment | $4,621 | $4,778 | $6,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.