107 Stratford Drive, Summerville, SC, 29485 | $438,000

3BR/2BA brick ranch, 2, 115 sf of charm, in the desirable Kings Grant community w/mature trees and meticulous landscaping. The home features a functional layout, including a cozy den with gas fireplace logs, perfect for relaxing evenings. The FROG provides the flexibility to serve as a 4th bedroom, home office, or bonus space. The private backyard retreat has an in-ground swimming pool with a life-saver safety fence for added peace of mind. The fully fenced backyard features a wooden privacy fence and a charming 10x12 custom-built she shed ideal for gardening or a quiet getaway. Other highlights include leaf-filter gutters and a full yard irrigation system. This house is located w/in the DD2 school district. The neighborhood sits on the Ashley River and has a boat landing & playground

Features

  • Amenities: Boat Ramp, Clubhouse, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Development: 61 - N. Chas/Summerville/Ladson-Dor
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,115
  • Acreage: 0.29
  • Lot Desc: 0 - .5 Acre, Interior Lot, Level
  • Elem. School: Oakbrook
  • Middle School: River Oaks
  • High School: Ft. Dorchester
  • MLS#: 26013285
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/26013285/107stratforddrive_summerville_sc?source=qrflyer
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Listing courtesy of Carolina One Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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107 Stratford Drive, Summerville, SC, 29485

$438,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $350,400 $350,400 $350,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,157 $2,212 $2,910
Total Monthly Payment $2,232 $2,287 $2,985

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.