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Welcome to a spacious and inviting home nestled on a quiet street in desirable Mystic, CT, just a short drive from vibrant downtown shops, dining, and waterfront charm. Step inside where you'll appreciate the airy feel created by soaring ceilings and abundant natural light streaming through the beveled glass front door. The open-concept layout is perfect for both everyday living and entertaining, featuring a welcoming gas fireplace, a beautifully appointed kitchen with granite countertops, new fridge, and convenient breakfast bar. The kitchen flows seamlessly into the dining area, where sliding glass doors lead to a private deck-an ideal spot to relax and take in the exceptional gardens, thoughtfully designed with plantings that bloom in succession throughout the year. The manicured gardens will truly delight you. The 1st floor offers the ease of single-level living with a spacious primary suite with a full bath. Upstairs, you'll find a versatile loft space perfect for a family room. Two well-sized bedrooms and a full bath complete the upper level, along with a generous room that can easily serve as a 4th bedroom, work-from-home office, or comfortable guest retreat. Other features include a 2-car garage, low-maintenance vinyl siding, and tankless hot water. The full basement has high ceilings and excellent potential for future finishing, while already equipped with shelving to keep everything organized. This home offers comfort, flexibility, and undeniable charm.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Upper |
| Bedroom 3 | Walk-In Closet,Wall/Wall Carpet | Upper |
| Dining Room | Patio/Terrace,Sliders,Hardwood Floor | Main |
| Family Room | Interior Balcony,Hardwood Floor | Upper |
| Full Bath | Granite Counters,Double-Sink,Tub w/Shower,Tile Floor | Upper |
| Half Bath | Tile Floor | Main |
| Kitchen | Breakfast Bar,Granite Counters,Pantry,Tile Floor | Main |
| Living Room | Vaulted Ceiling,Gas Log Fireplace,Hardwood Floor | Main |
| Primary Bath | Granite Counters,Double-Sink,Stall Shower,Tile Floor | Main |
| Primary Bedroom | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $666 | $666 | $666 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,119 | $4,083 |
| Total Monthly Payment | $3,753 | $3,877 | $4,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.