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This charming cottage has many interior upgrades that will surprise you upon entering. Beautiful wood floors, birch cabinets, brick backsplash are just a few kitchen details that encourage the chef of the home to prepare outstanding meals served either inside or on the covered patio and take in the mountain views while dining . There is a laundry hook up in the kitchen. Cozy living room with wood floors and ceiling fan. A former front porch is now a more delightful space offering year round use. Insulated and heated with a wall propane unit it offers flexibility to use as a guest room, den, playroom, home office, or what ever will suit your lifestyle. To the rear of the home are 2 bedrooms, equal in size with bamboo flooring, ceiling fans and are separated by a linen closet and Kohler fixtured full bath in between. The hallway has a unique feature, a trap door that leads to the partial basement/utility space. Down the ladder you go and you can unlock the bilco doors for outside access. The covered patio with ceiling fan has a surprise also, the pull down stairs to the insulated storage attic above the house. The yard is partially fenced in for pet safety. Home has all new electric wiring, new meter and service line. Brick chimney has liner and a cap. The outbuilding nestled on the hill is great for storage, but there is also attic storage in the barn/garage workshop as well. The garage offers 2 car spaces it has 100 amp electric, water, concrete floors and metal roof, it also offers hook ups for washer and dryer. The perfect weekender or a year round residence, with low taxes and if its your domicile you can apply for the STAR exemption on the school tax and get an annual rebate. Plenty of parking in the driveway as well as the garage, so host the summer BBQs, get-togethers and parties, for host of the year. Near enough that you can watch the brave hang gliders and paragliders soar, and land in the field just north of you. A short drive on route 17 to Lego Land, in Goshen, Monticello to the Kartrite water park, and Resorts Casino. Hike the Shawangunk ridge, visit Sams Point and hike to ice caves, Lake Maratanza, view the dramatic cliffs, and enjoy the unique dwarf pitch pine barrens. There is skiing within a short distance, horse back riding, fishing at the reservoirs nearby, cycling. Another local attraction is The Minnewaska State park which offers another whole element to hiking and rock climbing. The Bashakill wetlands a 3000 acre preserve. And you are at the foothills of the Catskills, with thousand of acres of State land with hiking trails. It is a paradise for the outdoorsy type or just the sit back and relax type, it should appeal to everyone in your crowd. No "maybe's" this is an opportunity that doesn't come by often in this price range.
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Our Executive Mortgage Banker:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,325 | $1,378 | $1,801 |
| Total Monthly Payment | $1,607 | $1,660 | $2,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.