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Tucked away on a quiet, tree-lined block within the highly regarded Walt Whitman School District, 8 Birch Drive presents a rare opportunity to own a beautifully preserved ranch-style home full of warmth, character, and untapped potential. Set on a flat and highly usable quarter-acre lot, this 4-bedroom, 2-bath residence has been exceptionally maintained over the years and offers a level of craftsmanship and preservation that is increasingly difficult to find. From the rich original moldings and beautifully kept hardwood flooring to the charming Dutch door leading to the rear yard, the home feels less like a project and more like a thoughtfully preserved time capsule waiting to be reimagined. The main level offers a functional and inviting layout with generously sized bedrooms, abundant natural light from both northern and southern exposures, and hardwood flooring throughout – including beneath select carpeted areas. The oversized living spaces, original wood detailing, and well preserved wood-burning fireplace with handcrafted mantle create a compelling foundation for someone looking to blend classic character with modern updates over time. The lower level further expands the home’s versatility, featuring a large recreation area, an additional bonus room ideal for office space or hobbies, banquet-style built-in seating, and a substantial walk-in cedar closet. Additional highlights include an attached garage with workshop space beyond, a private rear patio, and an expansive yard space that enhances the property’s peaceful setting. Perfectly positioned near the Walt Whitman Shops, Huntington Village, Caumsett State Park, the Route 110 corridor, shopping, dining, parks, and the Long Island Rail Road, the location offers both convenience and lifestyle. A truly special offering for buyers who appreciate timeless design, solid construction, and the opportunity to create something uniquely their own.
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Our Executive Mortgage Banker:
$646,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $516,800 | $516,800 | $516,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $718 | $718 | $718 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,975 | $3,309 | $4,292 |
| Total Monthly Payment | $3,785 | $4,119 | $5,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.