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Welcome to this luxury 1st floor corner lakefront retreat, meticulously renovated and updated for modern living. This spacious residence features 2 bedrooms and 2 full bathrooms across an impressive 1, 167 sqft. Enjoy seamless indoor-outdoor living with sliding glass doors leading to a 160 sqft open covered patio overlooking the serene lake. The contemporary open kitchen boasts soft-close white cabinetry, expansive granite countertop and a dedicated coffee bar - making it perfect for culinary enthusiasts. The stylish interior is enhanced by porcelain tile plank flooring, shaker-style wainscoting and crown molding . Relax in the inviting living room with a built-in media center with an electric fireplace or unwind at the elegant wine bar. Both luxurious bathrooms feature walk-in showers. Renovated Lakefront : first floor 2/2 corner luxury retreat! Experience the epitome of lakeside luxury in this meticulously renovated first-floor corner residence at the Pines of Delray West. Enjoy serene lakeside living in this 1167 square feet haven offering breathtaking lake views and abundant natural light from its southern exposure. This gem seamlessly integrates contemporary design with tranquil outdoor living - with sliding glass doors leading to a 160 square foot covered patio overlooking the tranquil waters. There's also an additional 13' x 7' covered patio just outside your front door, perfect for year-round enjoyment. Inside, the contemporary tone is set with 31. 6 inch X 8 inch porcelain tile plank flooring and modern wall colors. And a touch of sophistication is added by the elegant 4-foot high shaker-style wainscot panels and crown molding in in the living room/dining area and the entrance hallway. The contemporary open kitchen is one of the highlights of this residence with soft- close white cabinetry, 24 feet of granite countertops, granite backsplash, a dedicated granite top coffee bar and an impressive chair height breakfast bar. Included within the cabinetry are pull-out spice racks on both sides of the range as wells a serveral pull out drawers. There's also a 27" wide and 9" deep stainless steel sink, a separate pot filler faucet, a 12" x 8" Franke 19 gauge stainless prep sink, instant hot water dispenser as well as stainless steel appliances including a convection range with a Zephr chimney- style range hood vented to the outside. The 29 foot long living room/dining area boasts a built-in media center with a mounted (but recessed) large screen television, a fully recessed built-in linear electric fireplace--which can be used with or without heat to create a cozy atmosphere year round. * At the rear of the living room is a wine bar with a quartz countertop, tumblestone back wall, 2 cabinets, a wine rack above and an undercounter Kitchenaid 46-bottle "wine cellar" refrigerator*. The two luxurious bathrooms include a frameless walk-in master shower with a built in tile seat and a walk-in shower in the guest bathroom. Both showers have 2 ft x 1 ft tiles on the inside walls and the guest bathroom walls have white shiplap overlapping panels in a horizontal format. * OTHER HIGHLIGHTS INCLUDE: *All contemporary wall colors. *All smooth surface ceilings. *All 5 inch tall baseboards. *IMEX soft close hinges on all cabinetry. *Crown molding in the living room and dining area. *Three remote controlled paddle fans. *12 recessed lights (kitchen: 8; living room: 3; guest bedroom: 4. EQUIPMENT**2024 RHEEM WATER HEATER (2024) M#: XE38S06ST38U1: Performance 38 Gallon capacity; two 3800-Watt Elements; automatic thermostat which keeps the water at the desired temperature; premium grade anode rod providing long lasting tank protection; plus a temperature and pressure relief valve. **2024. RHEEM AC CONDENSER ENDEAVOR M# RA14AZ30AJ1NA: 2. 5 Ton Capacity; 14. 3 SEER2 ; 11. 7 EER2; 30, 000 BTU/h; R-410 Refrigerant; 2024 DIVERSITECH HURRICANE PAD for condenser-Wind Zone T-Class** 2024 RHEEM AC HANDLER M# RB2TZ3621STANMJB07: 2-stage Constant Torque motor (ECM); MultiFlex coils; Sturdy steel construction with 1 inch of foil faced insulation; Evaporator constructed of aluminum fins bonded to internally grooved aluminum tubing. ** 2024 SQUARE D AIR CONDITIONING ELECTRICAL DISCONNECT BOX: A CODE-REQUIRED device that is used to safely disconnect electrical power from an air conditioning unit for maintenance purposes. ** 2024 HONEYWELL HOME THERMOSTAT: **GE LOAD CENTER (ELECTRICAL PANEL): M# Powermark Gold: 100 amp service, a galvanized steel rust-resistant box, and a tin-plated copper bus bar for high conductivity. ** 2 KOHLER TOILETS M# F78274/l #F78275: Highline Arc Product line: Chair height elongated seating; class 5 canister flush technology and 1. 28 GPF. ** APPLIANCES: GE PROFILE REFRIGERATOR M# PSC23PSS0: Arctica Product Line: 22. 6 Cu. Ft. Stainless Steel Side-By-Side Refrigerator; 14. 23 cu. ft. refrigerator section, 8. 34 cu. ft. freezer section ; CustomCool Technology and an integrated Ice System. ** KITCHENAID "WINE CELLAR" REFRIGERATOR: 24" undercounter wine cooler refrigerator with glass door and full-extension wood-front racks with a 46 standard Bordeaux bottle capacity; 2 Temperature-Controlled Zones that let you separate reds & whites to store at desired temperatures; LED lighting that illuminates the interior without opening the door; and a temperature monitoring system. ** GE PROFILE RANGE M#l: JS968SOF4SS: True European Convection with Precise Air System; a 4. 1 cubic foot oven capacity; black on black glass ceramic smoothtop and 5 heating elements with different size choices** ZEPHYR RANGE HOOD: 30" Chimney Style Stainless Steel Hood with 5-Speed/600 CFM Blower; ICON Touch Controls; LumiLight LED Lighting; Aluminum Mesh Filters; and Airflow Control Technology** SHARP CAROUSEL BUILT-IN MICROWAVE. ** GE PROFILE DISHWASHER M#PDW7880J001SS: Full Console Dishwasher with 6 Automatic Cycles, Fold-Down Tines in Lower Rack ; 16 Place Settings capacity; Touchpad controls; Adjustable upper rack; and Delay start option. **INSINKERATOR DISPOSAL M: Badger 500-1: 1/2 HP Garbage Disposal with 26 oz grinding chamber, heavy-duty Dura-Drive induction motor; and galvanized steel grind components. **KENMORE WASHING MACHINE AND DRYER M# 417. 99570150: Relocated from the kitchen to its own laundry closet with 2 way wall drawers into the master bathroom --sort of a horizontal laundry shute. *** 2026 MONTHLY MAINTENANCE FEE: $599 -this ncludes water & sewer, fiber optic cable, in-unit WIFI (internet access), fully funded reserves and usage of all recreational facilities. The association also repairs and replaces roof and paints the exterior of buildings. Note: all roofs were replaced in 2023-2024, all building exteriors were just painted in 2021, the city maintains the roads and street lights and the clubhouse is not in need of renovation. ** 2025 ANNUAL REAL ESTATE TAXES: $3492 (without exemptions): In Florida property taxes are paid in arrears and the 2026 bill isn't available until Nov 2026. As a res
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $227,920 | $227,920 | $227,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,403 | $1,439 | $1,893 |
| Total Monthly Payment | $1,781 | $1,817 | $2,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.