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1807 Perch Rd | The One-Owner LegacyThere is a specific kind of quiet found only in Pimlico--a place where the morning is marked by the tide rather than the hum of traffic. Commissioned and cherished by its original owner since its construction, 1807 Perch Road is a rare canal-front sanctuary. Private steps lead directly from your backyard into the waterway that flows to the Cooper River, offering a lifestyle that is increasingly hard to find. The heart of the home is the elevated screened porch, framed by mature oaks and vibrant azaleas. Inside, vaulted ceilings and a sunken living room with a dramatic brick fireplace create an atmosphere of grounded sophistication. With solid wood cabinetry, a spacious FROG, and a four car capacity between the attached and detached bays, the home offers incredible "bones" and a storied history. This isn't just a house; it's a forty-year legacy of life on the water. Come see why it was worth staying for. Immerse yourself in the Pimlico lifestyle with access to seven neighborhood parks, tranquil walking trails, and a private community boat landing for effortless days on the Cooper River. Whether you are kayaking the canals or fishing at dawn, this community is a nature-lover's retreat. SAFETY NOTICE: DO NOT ATTEMPT TO GO UP THE STAIRS ON THE BACKSIDE OF THE DETACHED GARAGE. "Irrigation via Private Deep-Water Well: " This home features a dedicated deep-water well--the property's original water source--now repurposed for cost-efficient lawn and garden maintenance. Keep the St. Augustine lawn lush. Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown. "
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Our Executive Mortgage Banker:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $392,000 | $392,000 | $392,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,414 | $2,543 | $3,282 |
| Total Monthly Payment | $2,489 | $2,618 | $3,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.