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Nestled beneath the canopy of majestic Live Oaks in highly sought-after Riverland Terrace, this truly one-of-a-kind property at 2069 Saint James Drive offers an extraordinary blend of architectural character, modern updates, and the laid-back Charleston Water Lifestyle. Set on an expansive approximately . 42-acre lot adjacent to marsh and wetlands, this elevated 3-bedroom, 3-bath home offers 1, 812 square feet* of above grade space plus an additional (approx. ) 720 square feet of flexible lower-level finished living area perfect for a combination media room, entertaining venue, gym, office, art/music studio or guest overflow. Inspired by the distinctive Deltec round-home design, the residence is filled with natural light, soaring vaulted ceilings, and sweeping views of the surroundingLowcountry landscape. Inside, thoughtful craftsmanship and sustainability meet elevated design. Wide oak floors and custom details sourced from trees once rooted on the property create warmth and authenticity throughout the home. The beautifully renovated kitchen is both functional and stylish, featuring quartz countertops, stainless steel appliances, farmhouse sink, abundant prep space, and an easy flow into the living and porch areas. Recently updated bathrooms, a tankless water heater, and an EV charging station add modern convenience, while all-new upper decking on the expansive wrap-around porch creates the perfect setting for outdoor dining, relaxing under the trees, or taking in the peaceful marsh views. The oversized lot offers exceptional flexibility rarely found this close to Downtown Charleston. There is ample room for exploring a future pool, an ADU/guest cottage, additional garage structure, or boat storage. Sellers own engineered ADU plans that may be available for purchase. Two detached shed/workshop structures and inviting outdoor gathering spaces, including a firepit area, and patio under balcony further enhance the property's versatility and charm. Living in Riverland Terrace means embracing one of Charleston's most beloved neighborhoods, where golf carts, bikes, boaters, dog walkers, and music and nature lovers create an unmatched sense of community. Residents enjoy access to the neighborhood boat launch at the Elliott Cut, 3 Riverland Terrace waterfront park areas, community garden, dog park, and nearby restaurants, bars, coffee shops, and local favorites, all just a short golf cart ride away. Conveniently located minutes from Downtown Charleston, James Island County Park, and area beaches, 2069 Saint James Drive offers a rare opportunity to experience a private nature retreat immersed in the heart of Charleston's celebrated water lifestyle. (*as provided by Appraiser)
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.399% | 6.475% | 6.309% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,833 | $5,989 | $8,166 |
| Total Monthly Payment | $5,958 | $6,114 | $8,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.