646 Main Street, #2, Sparkill, NY, 10976 | $2,895

“SPARKILL PRIME 2 BEDROOM” - In the heart of Sparkill, NY, this spacious 2-bedroom apartment is now available with parking, yard & direct access to JP Clark Hiking Trail that leads straight into Piermont! Bright, sun-filled rooms, in-unit washer/dryer, generous storage, and two assigned private parking spaces. Charming Sparkill building with old-world character infused with Brooklyn energy. One block away from the NYC bus, 646 Main St is right in the epicenter of Rockland County’s thriving culinary scene (Roost, Lanni’s, Kantina) and coffee shops (Noble Cafe). Did we mention our favorite wine store is around the corner? Apartment is above Noble Cafe Market, just 25 mins from NYC. Central, Charming and Convenient!

Features

  • Type: Multi Family
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Unit
  • Style: Colonial
  • Year Built: 1960
  • Heating: Natural Gas, Radiant
  • Cooling: Wall/Window Unit(s)
  • Basement: None
  • Approx Sq. Feet: 820
  • Acreage: 0.13
  • Lot Desc: Near Public Transit, Near School, Near Shops, See Remarks
  • Elem. School: William O Schaefer Elementary School
  • Middle School: South Orangetown Middle School
  • High School: Tappan Zee High School
  • School District: South Orangetown
  • Pet Policy: Call, Yes
  • Appliances: Cooktop, Dryer, Oven, Refrigerator, Washer
  • Lease Term Type: 12 Months
  • MLS#: 991403
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/991403/646mainstreet_sparkill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Simpson GroupSales Associates

561.262.6263

TheSimpsonGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

646 Main Street, #2, Sparkill, NY, 10976

$2,895

The Simpson Group

Sales Associates

William Raveis Real Estate

Phone: 561.262.6263

TheSimpsonGroup@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,316 $2,316 $2,316
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $14 $15 $19
Total Monthly Payment $89 $90 $94

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.