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Under contract-accepting backup offers. Charming and affordable 3 bedroom, 2 bathroom home located in the heart of Spring Hill on a DOUBLE LOT! Whether you are searching for the perfect starter home, looking to downsize, or wanting an easy low-maintenance lifestyle, this property checks all the boxes. Perched up on a hill in a NON-flood zone, this home offers peace of mind along with plenty of outdoor space to enjoy. Keep the expansive yard for entertaining, gardening, or pets, or explore the investment potential of splitting the lot to build or sell separately. Inside, you will find an open and inviting layout with the living room flowing seamlessly into the kitchen, creating a bright and functional living space. The split bedroom floor plan provides added privacy, while the primary suite features its own en-suite bathroom as well as a private entrance into the home, offering added flexibility and convenience. There is no carpet in this home, and tile flooring throughout makes for easy upkeep. The kitchen offers ample cabinet storage and natural light pouring in through the sliding glass doors. Step outside to the spacious backyard featuring a storage shed, a greenhouse, and dedicated gardening area ready for your gardening projects and outdoor hobbies. There is NO HOA here so bring your boats, RV's, etc. For added piece of mind, the AC was replaced in 2024. Conveniently located just minutes from Cortez Blvd where shopping, dining, and entertainment is abundant, as well as close to multiple hospitals and the Veterans Expressway for an easy commute north or south. This property offers comfort, convenience, and future potential all in one!
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $95 | $95 | $95 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,137 | $1,495 |
| Total Monthly Payment | $1,278 | $1,307 | $1,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.