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A Rare Waterfront Offering: DEC-Designated Upland Boundary Waterfront — Build Right to the Bulkhead (DEC Documentation on File)” Tucked away on 1. 39 private acres along Senix Creek with direct access to Moriches Bay, this exceptional Center Moriches waterfront estate offers the ultimate blend of luxury, privacy, and coastal living. Boasting over 100 feet of bulkhead with deep-water access and room for larger vessels, this rare property is a dream for boating and waterfront enthusiasts alike. The beautifully updated main residence offers approximately 3, 400 sq ft of sun-drenched living space featuring 4 bedrooms and 3 baths with an open, airy layout designed for effortless entertaining. The renovated eat-in kitchen showcases quartz countertops, stainless steel appliances, and seamless flow into the spacious living areas. A large wood-burning stove with immediate waterfront view, adds warmth and charm, while the first-floor ensuite provides ideal accommodations for guests or extended family. Upstairs, the luxurious primary suite features an updated bath, walk-in closet, and private terrace overlooking the serene waterfront setting. Fresh paint, modern finishes, and new walkways complete this move-in-ready retreat. Adding to the property’s incredible versatility is a charming detached 1-bedroom guest cottage with vaulted ceilings, updated kitchen, and gas fireplace, perfect for visitors, extended stays, or private workspace. A separate approximately 1, 000 sq ft workshop offers 200-amp electric, gas heat, and brand-new cesspool, ideal for hobbyists, contractors, or additional storage. A detached garage with dedicated tackle room further enhances this one-of-a-kind waterfront compound. The property includes a bulkhead with full utility service (electric and water), and with a documented jurisdictional boundary designation on file with the New York State Department of Environmental Conservation. The bulkhead establishes the line where tidal wetlands regulations apply, so the land immediately adjacent to it, is treated as usable/buildable upland and outside of DEC jurisdiction and permit requirements. Privately set at the end of a long drive, yet just minutes to Main Street, local shops, dining, beaches, and Moriches Bay Yacht Club, this extraordinary property offers a rare opportunity to own a true waterfront retreat with unmatched flexibility, beauty, and lifestyle.
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Our Executive Mortgage Banker:
$1,999,996
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,599,997 | $1,599,997 | $1,599,997 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $2,098 | $2,098 | $2,098 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,085 | $9,722 | $13,502 |
| Total Monthly Payment | $11,308 | $11,945 | $15,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.