250 Old State Route 32, Saugerties, NY, 12477 | $354,900

Welcome to this charming Catskills cottage, tucked into a peaceful exurban enclave just minutes from the Village of Saugerties and a short hop over to vibrant Woodstock. - With Kaaterskill Falls, endless trailheads, and the gateway to the Catskill Mountains right nearby, the kind of spot where nature, convenience, and small-town magic meet. - Inside, the home offers a bright, easygoing layout with sunny windows, an inviting living area, and a cozy flow that feels instantly comforting, the kind of place where you kick off your shoes, breathe a little deeper, and think, ''Ah. . . this is nice. '' - The newly remodeled kitchen brings a fresh, modern touch, creating a warm, welcoming spot to cook, gather, and entertain. Thoughtful updates throughout like the wood beams added in the living room, add a gentle, homey warmth that makes the whole space feel cared for. Ductless mini-splits were added for easy, efficient year-round comfort, giving you zoned climate control that lets every space feel just right. The cohesive design and on-trend color palette make everyday living feel effortless, and both bedrooms offer comfortable proportions that easily support a range of sleeping arrangements for guests or rental use. -
Situated on a generous size parcel of more than half an acre, with plenty of extra room with open green space to stretch out and enjoy the outdoors. Picture morning coffee on the patio as the sun rises through the trees, afternoons spent exploring nearby trails, local shops and eateries and evenings gathered around the firepit, roasting s'mores and stargazing. -
This property is ideal as a first home, a weekend escape from the city, or a high-demand short-term rental. Its proximity to the yearly HITS-on-the-Hudson equestrian series, plus strong fall-foliage tourism and four-season recreation, makes it a standout investment opportunity with steady appeal. -

A feel good Catskills retreat, warm, welcoming, and ready for its next chapter.

Features

  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Basement
  • Style: Ranch
  • Year Built: 1954
  • Garage: 1-car Detached
  • Heating: Ductless, Heat Pump
  • Cooling: Ductless, Heat Pump, Multi Units
  • Basement: Daylight, Full
  • Acreage: 0.6
  • Est. Taxes: $5,140
  • View: Hills, Trees/Woods
  • School District: Saugerties
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer
  • MLS#: 20262196
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/20262196/250oldstateroute32_saugerties_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Halter Associates Realty

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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250 Old State Route 32, Saugerties, NY, 12477

$354,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $283,920 $283,920 $283,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $428 $428 $428
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,700 $1,771 $2,318
Total Monthly Payment $2,203 $2,274 $2,821

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.