18 Clark St, Saint Augustine, FL, 32084 | $549,000

Experience the perfect blend of modern style and historic charm at this beautifully designed mid-century modern home located in the heart of St. Augustine at 18 Clark Street. Offering 3 bedrooms, 3. 5 bathrooms, and 1, 349 square feet of thoughtfully designed living space, this turn-key property is ideal as a primary residence, vacation getaway, or short-term rental investment opportunity. Inside, the open-concept floorplan showcases a stunning kitchen featuring tall white cabinetry, a stylish herringbone backsplash, stainless steel appliances with a modern hood vent, and a spacious center island perfect for entertaining. With no carpet throughout, the home offers a clean, contemporary feel and easy maintenance. Each bedroom is thoughtfully designed with its own private en-suite bathroom, while a convenient half bath serves guests on the lower level. Upstairs, the primary suite opens to a private patio where you can enjoy views of the city skyline and glimpses of the San Sebastian River. Step outside to a fully fenced backyard designed for relaxation and entertaining, complete with full paver patio space and a charming pergola along the side of the home. Located within walking distance to downtown St. Augustine’s restaurants, shops, attractions, and nightlife, this property combines location, style, and flexibility in one exceptional package.

Features

  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 4356
  • Style: 2 Story,Single Family Home
  • Year Built: 2025
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,349
  • Acreage: 0.1
  • Lot Size: 4356
  • Est. Taxes: $2,032
  • Lot Desc: Paved
  • Boat Access: No
  • Elem. School: Osceola
  • Middle School: R. J. Murrey
  • High School: St. Augustine
  • MLS#: 262263
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/262263/18clarkst_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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18 Clark St, Saint Augustine, FL, 32084

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $169 $169 $169
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,704 $2,849 $3,677
Total Monthly Payment $2,965 $3,110 $3,938

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.